Alan R. Simon - Side Hustles For Dummies

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Get yourself paid and broaden your skillset with this everyday guide to side hustles
Side Hustles For Dummies
Side Hustles For Dummies

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Beyond the Book

In addition to what you’re reading right now, this product also comes with a free access-anywhere Cheat Sheet. There you can find reasons to start a side hustle, categories of side hustles, and ways to avoid conflicts between your side hustle and your day job. To get this helpful content, simply go to www.dummies.com and type Side Hustles For Dummies Cheat Sheetin the Search box.

Where to Go from Here

Now it’s time to dive into the world of side hustles! If you’re totally new to the subject, you won’t want to skip the chapters in Part 1, because they provide the foundation for the rest of the book. If you already have a side hustle underway, I still recommend that you at least skim Part 1to get a sense of how to get beyond all the hype, buzzwords, and generalities related to side hustles.

From there, you can read the book sequentially from front to back, or jump around as needed, using the table of contents and index as your guide. Whatever works best for you is how you should proceed.

Part 1

Getting Started with Side Hustles

IN THIS PART …

Get the straight scoop about the world of side hustles.

Figure out if you’re ready to jump into a side hustle.

Find the perfect hustle to match your mindset and your lifestyle.

Chapter 1

Joining the Side-Hustle Game

IN THIS CHAPTER

картинка 6 Defining a side hustle

картинка 7 Matching side hustles with your own aspirations

картинка 8 Linking side hustles and the gig economy

картинка 9 Looking at side hustles for all ages and life situations

If you’re thinking about jumping into a side hustle — or if you’ve already taken the plunge — you’re not alone! According to a study reported on Side Hustle Nation ( www.sidehustlenation.com/side-hustle-statistics ), 45 percent of working Americans — around 70 million people! — had at least one side hustle going. Even better: Another 60 million were thinking about jumping into the side-hustle game.

Side hustles aren’t only popular in the United States either. According to an article paid for by GoDaddy appearing on the USA Today website ( www.usatoday.com/story/sponsor-story/godaddy/2017/12/12/how-people-side-hustling-around-globe/108532604 ), 54 percent of people in the United Kingdom, another 54 percent of people in Singapore, and an astounding 77 percent of people in the Philippines had side hustles.

Side hustles are all the rage, all around the world. But what exactly is a side hustle?

Getting Clear on What a Side Hustle Is

If you were to put ten people in a room and ask them to define the term side hustle, you would probably get 15 different answers. Instead of having some precise, everyone-is-in-agreement definition for the term, we have a lot of shades of gray and wiggle room in defining what is — and what isn’t — a side hustle.

Some people think that a side hustle is limited to activity in the so-called gig economy (see “ Seeing the Connection between Side Hustles and the Gig Economy,” later in this chapter), filling a services industry type of role on a contract basis, with self-set flexible hours — for example, shuttling passengers in your own car for Lyft or Uber, delivering packages in your spare time for Amazon, shopping and delivering groceries for Instacart, or delivering restaurant meals for DoorDash or Grubhub.

Some people limit the world of side hustles to part-time roles in businesses that operate under the multi-level marketing (MLM) structure. Anything else is, well, something else, but not necessarily a side hustle. (See Chapter 3for a discussion of MLMs.)

Other people think of a side hustle as being limited to anything where you’re compensated on a non-employee basis rather than as a salaried employee. In the United States, that means you file a W-9 form and have your income reported on a 1099 form, rather than being paid a salary (even a part-time salary) on a W-2 basis. To their way of thinking, if you’re paid as part of someone else’s payroll and receive a W-2 at the end of the year, then whatever you’re doing isn’t a side hustle. (See Chapter 8for a discussion of the various business structures for your side hustle.)

Which of these perspectives is correct? Well, a better question to ask is this: Are any of these perspectives too narrow? The answer: Yes, they are all too narrow — not necessarily wrong, just too limiting in attempting to define what is and isn’t a side hustle.

Side Hustles For Dummies - изображение 10A better way to look at a side hustle is to consider an activity to be a side hustle if it’s one in which you’re materially invested (basically, what you’ve started isn’t some passing whim, but rather something you’re really, really interested in doing) but it’s not your full-time, salaried, career-oriented job. Basically, a side hustle is an activity that is “on the side” of your primary, full-time job and that requires more than a minimal amount of time and energy (at least as you get established).

Now consider a few examples:

Meghan is a financial analyst for a Denver-based insurance company. She lives in the south suburbs of the Denver metro area but works downtown. Three or four times a week, if she doesn’t need to be back home after work by a certain time, Meghan signs in to an app and becomes an Uber driver, earning a little bit of extra money during her evening commute. Sure, she and her car don’t exactly take the most direct route back from downtown to the south suburbs, but a song from way back in the late 1970s by the rock group Supertramp perfect describes Meghan’s journey on those Uber-enabled evening drives: She takes the long way home!

Jack is a software developer for an app development company based in Scottsdale, Arizona. Jack’s employer supports both flexible hours and working from home. As long as Jack and his coworkers meet their deadlines for assigned work, they have a great deal of autonomy for how they manage their time. Taking advantage of his employer’s flexibility, Jack teaches a programming class two afternoons each week at a community college campus about 5 miles from his apartment.

Bhavna graduated with top honors from a leading engineering school and works as a mechanical engineer at an aerospace company in Seattle. She’s very good at her job, but after a couple of years, Bhavna is becoming disenchanted with the aerospace industry and even her chosen engineering profession! If she had a time machine, Bhavna would go back to her college days and study what she belatedly discovered she’s really interested in: the world of fashion and retail. No worries, though: Last year, Bhavna started a small online boutique, selling clothing and accessories. She spends a couple evenings a week, not to mention most of her weekends, on a range of tasks for her boutique: finding and buying new products, packing and shipping orders, and doing all sorts of general business management functions. Soon — maybe very soon — Bhavna plans to ditch her full-time job and devote all her energies to her boutique.

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