Catherine Alford - Mom's Got Money

Catherine Alford

Copyright © 2021 by Catherine Collins Alford. All rights reserved.

Published by John Wiley & Sons, Inc., Hoboken, New Jersey.

Published simultaneously in Canada.

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Library of Congress Cataloging‐in‐Publication Data is available:

9781119759256(paperback)

9781119759324(epdf)

9781119759188(epub)

COVER DESIGN: PAUL McCARTHY

COVER ART: © JULIA TIM / SHUTTERSTOCK | PAUL McCARTHY

AUTHOR PHOTO: © JONATHAN ALFORD

This one's for me and for any other mom ready to give up .

Keep going .

1 Cover

2 Title Page Mom's Got Money A Millennial Mom's Guide to Managing Money Like a Boss Catherine Alford

3 Copyright

4 Dedication

5 Acknowledgments

6 About the Author

7 Introduction

8 CHAPTER 1: Shifting to a Boss Mindset NOTES

9 CHAPTER 2: How to Determine Your Household Net Worth

10 CHAPTER 3: The Family Budget Meeting THE FAMILY BUDGET MEETING NOTES

11 CHAPTER 4: How to Manage Your Household Cash Flow and Start Saving R: RESEARCH PAST SPENDING AND BILLS O: OMIT UNNECESSARY EXPENSES A: ASK FOR DISCOUNTS FOR SERVICES AND INSURANCE D: DETERMINE HOW MUCH MONEY YOU SPEND EACH MONTH S: SELL EVERYTHING IN SIGHT S: SIDE HUSTLE TEMPORARILY NOTES

12 CHAPTER 5: How to Increase and Maintain Your Credit Score (and Why It's Important) NOTE

13 CHAPTER 6: How to Negotiate, Earn Extra Money, and Start Investing PERSONAL FREEDOM LEAVING A LEGACY EXTREME GENEROSITY REDUCING YOUR BILLS EARNING MORE INVESTING NOTES

14 CHAPTER 7: Protect Your Family With Emergency Funds and Insurance NOTE

15 CHAPTER 8: The Childcare versus Career Dilemma NOTES

16 CHAPTER 9: Finances in Your Relationships NOTES

17 CHAPTER 10: The Art and Joy of Giving

18 Epilogue: Action Steps

19 Index

20 End User License Agreement

1 Cover Page

2 Table of Contents

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I want to start by thanking my husband, Jonathan, because without him, this book would not exist. Jonathan, from the very beginning you encouraged me to pursue this goal. You supported me through every setback over the many years it took to make this dream a reality. I completed it with your help, your snacks, and all those walks you took with the kids so I could write. I wouldn't be a mom without you, and I certainly wouldn't be an author without you either. I love you!

Thank you to the entire team at Wiley, especially Kevin Harreld, for believing in this project and helping turn it into a finished product. Thank you to the Knight Agency, especially my literary agent, Elaine Spencer, for your brilliance, tenacity, and for figuring out how to sell my book.

Thank you to Jennifer Locke, for helping me create the perfect title for this book as well as Meghan Stevensen and Farnoosh Torabi, who helped bring my initial ideas together several years ago. Thanks also to Adam Kirschner for helping me grow my career in a meaningful way.