Erik Pethersen - The Ball

The unfortunate building over time has been taken over by the companies of the group: from construction to real estate companies, also passing through other corporate misadventures which I can’t even recollect in my mind. During the meeting organized by Amedeo which took place here in the office, the senior manager explained in brief for me the last, desperate, operation to be carried out: to give Banano back to the company that had built it.

The chairperson’s sad recount also made me aware of how even the construction company is not having a good financial situation, considering that the banks, according to what he was saying, have lending money.

In short, the dramatic account of Mr. Gustavo Ciapper, chairperson and shareholder in each company in the group together with the other brothers who are members of the Board of Directors, ended with the request to find willing financial institutions, in any way possible, to raise the amount necessary to give the building back to the construction company: ten million euros to get from somewhere.

I asked my colleagues for some advice, including Umberto and Giorgio, who turned out to be incredibly helpful, and I managed to put together six banks willing to finance the operation. They are not real loans: no bank has accepted Banano as a guarantee and not even taken into consideration that the construction company could act as a valid unsecured creditor, so any type of mortgage has been ruled out. We therefore had to resort to six lines of credit: pure madness.

Each institution requested a restricted current account with a deposit equal to the amount of the granted credit limit, thus forcing the brothers to open joint accounts with the six banks, for a total of ten million: I am not aware about what percentage of these amounts is taken from their personal assets; however, what the chairperson said made me think that the restricted amounts can be almost all of the savings set aside during a good part of their working life.

My success in finding the necessary funds for the operation, which I describe as self-destructive attitude, turned Amedeo’s face into a smirk which reminded of a smile. He then turned the instinctual expression on his face into a short sentence: «It wasn’t that difficult after all».

Try and raise ten million at the blink of an eye then, instead of staying in bed until ten in the morning... that is what I am thinking while I am staring at the desk. I also remember that the sale agreement of the property will take place in the afternoon and that someone from Ciapper, following yesterday’s agreements, will pop over around 15:30 to collect the checks.

So now I have to go and collect the cashier’s checks from the various banks and then I will leave everything with Serena before leaving the office. I put the pc on standby and take a nice folder with a hard cover from the drawer to collect all the bank securities. I leave the bag in the drawer, thinking that it can only weigh me down, since I don’t need either the office keys or the car keys. I quickly take out my identity card from my bag, struck by the idea that some meticulous bank employee might want to check my identification, and then I close the chest of drawers.

I get up, a little doubtful. Although I have just remembered that two banks are a little more far away than the others, I discard the idea of taking the car and look for an alternative solution.

«Lavinia, why are you standing still in front of your desk?» Maddalena asks.

«I was rearranging the route in my mind in order to collect some checks: I’ll get going now» I reply quietly, thinking that today she wants to piss me off. I bend down, I open the drawer again, then take out the prepaid card for public transport from my bag, and I then push the handle back to close it.

«Okay: I was just wondering why you are in front of the ray of sunshine that is filtering through the window and the rays of the sun this season and at this time are good for my poor health.»

«Sure, Maddalena, sorry, I’ll move right away» I reply, taking two steps back and slipping the card into my jeans pocket. «Sorry again, I am off, see you later.»

I reach the front office and smile at Serena, busy with what appears to be a complicated telephone conversation. She looks at me a bit puzzled, while I point to the wardrobe with one hand and then shake my arms, pretending to put on an invisible jacket.

She smiles and then nods.

Borrowing Serena’s fur coat, which can be recognized by its slightly eccentric synthetic fur, allows me to avoid a stop at the garage and save a few minutes.

When I get to the lift, I look at myself in the mirror: it is black and reaches down to mid-thighs; the synthetic fur is about ten centimetres long and is all ruffled. I feel the lining that touches the bare skin of my forearms: I get a sensation of synthetic heat all over me, while my nostrils are filled with a pleasant scent of cyclamen, which I recognize to be the same one that I often get off my colleague.

This fur coat is really nice.

⁎⁎⁎⁎⁎⁎⁎

«Hello, I’m Lavinia from Sbandofin, I need to collect some cashier’s checks for Ciapper ltd.»

«So, you are Lavinia» replies the employee. «Hi, I’m Maria. I’ll go get them and I’ll be right back» she adds, getting up. After two minutes the girl comes back holding an envelope in her hands.

«Here they are. Can you sign here, please?» she says, sitting back down. I sign, grab the envelope, open the folder, put the envelope inside and close it.

«I’m off, then» I say looking at her. «Thanks, Maria, have a nice day.»

«Bye, good day to you too.»

I turn around, pass the mantrap, walk on the pedestrian crossing and continue following the road that goes down to the supermarket. I immediately notice my second stop in the distance, a bank I go to quite often for other transactions for Sbandofin which also has its own current account at this branch.

«Good morning, running errands?» I suddenly hear a voice echoing on my right.

The concierge of our building stands in front of me, going down the stairs of the building I am walking past, with a stack of boxes in his arms.

«Good morning Mauro. Yes, I’m going around a few banks.»

«I’m recovering the packages that the courier left in the wrong building» he mutters.

«How nice» I reply. «Does it often happen that they mix up the buildings?»

«Every now and then, yes: in their haste they leave everything to one concierge instead of the other» he replies and then continues: «That fur coat is beautiful, it looks like Serena’s».

Surprised by the statement, I look at him a little puzzled and answer: «Yes, I like it a lot too: we bought the same one, actually».

He seems to be inspecting me and I add quickly: «What perceptiveness, Mauro!»

«That’s what my job is about: to watch. Have fun in the bank» he replies, walking away.

«Goodbye» I reply, still hesitant. I start walking in the opposite direction and I think that, more than a keen observer, he seems to like minding other people’s business.

I go to the bank, take another envelope from the familiar employee of the first counter and put it back in the folder. I leave the girl, after an interesting conversation about today’s weather conditions that has taken away at least three minutes off my tight schedule, to get to the last branch of the first block of banks.

The rude cashier hands me a transparent envelope with two checks put in at random. He then informs me that he must proceed with my identification: I hand over the document and he scans it, while I put these checks in my folder. I take my ID from the fat hand stretched out towards me, I greet without any particular pleasantries and, as I go out, I realize how the subway stop is located in the square nearby. I decide to use that, to reach the two furthest banks. For sure, it’s faster than the 10 bus.