Ted Klontz - Money Mammoth

1 Cover

2 Title Page Money Mammoth Harness the Power of Financial Psychology to Evolve Your Money Mindset, Avoid Extinction, and Crush Your Financial Goals by Dr. Brad Klontz Dr. Ed Horwitz and Dr. Ted Klontz

3 Copyright

4 Dedication

5 About the AuthorsDR. BRADLEY T. KLONTZ, Psy.D., CFP ® DR. EDWARD HORWITZ, Ph.D., CFP ®, FBS, ChFC, CLU, CSA DR. TED KLONTZ, Ph.D.

6 Foreword

7 IntroductionYOUR MONEY MAMMOTH OUR EXTINCTION LEVEL EVENT TODAY'S REALITY SO WHO ARE YOU? YOU ARE WIRED TO SPEND YOU ARE WIRED TO TRY TO KEEP UP WITH THE JONESES ALL THE RULES HAVE CHANGED WE MUST EVOLVE THE WINDS OF CHANGE A HISTORICAL MOMENT TIME TO EVOLVE NOTES

8 SECTION I: YOUR ORIGINS CHAPTER 1: Your Ancestors THE ANCESTOR ROOM SO WHAT'S IN YOUR ANCESTRY ROOM? WHY AREN'T YOU RICH? DEATH TO SAVERS NOTES CHAPTER 2: Your Parents YOUR PARENTS BECOME YOUR OWN ANTHROPOLOGIST WHEN MONEY HELPS WHEN MONEY HURTS FINANCIAL ENMESHMENT A FAMILY STORY OF FINANCIAL DESTRUCTION PARENTS KNOW BEST? THE 2008 HOUSING CRISIS NOTES CHAPTER 3: Your Children CAN MONEY MAKE YOU INSANE? WERE YOU A SPOILED CHILD? THE COLLEGE ADMISSIONS SCANDAL MONEY IS A POWERFUL REINFORCER HUMANS ARE LAZY FINANCIAL ENABLING AND FINANCIAL DEPENDENCE CUTTING THE FINANCIAL UMBILICAL CORD: FIVE STEPS RAISING FINANCIALLY HEALTHY CHILDREN IT'S NOT SO SIMPLE A BIG HEADS-UP QUICK START TIPS FOR HEALTHY FINANCIAL HABITS ALLOWANCES A FAMILY ALLOWANCE TALK ABOUT MONEY (BUT NOT TOO MUCH) NOTES CHAPTER 4: Your Mate GENETIC DIFFERENCES? THE GIVER VERSUS THE SAVER INTERDEPENDENCE VERSUS INDEPENDENCE BOOBY TRAPS WHERE FROM HERE? HOW ARE YOU DOING WITH MONEY? FINDING THE RIGHT KIND OF HELP THE CONVERSATION INTERVENTION SETTING THE STAGE NOTES CHAPTER 5: Your TribeYOUR EXTENDED FAMILY THE HILL WHAT SAVES YOU MAY KILL YOU RELATIVE DEPRIVATION HOW CAN WE KEEP THEM DOWN ON THE FARM WHAT THE TRIBE EXPECTS THE MODERN-DAY TRIBE—RISK SHARING FEELING AT HOME IN OUR TRIBES YOUR TRIBES TRIBAL INFLUENCE TRIBAL ENTITLEMENT HOW TRIBES HANDLE SUCCESS PROFESSIONS AS TRIBES JIM'S REALITY MEETS PROFESSIONAL REALITY KILL DR. PHIL WHEN SHOULD YOU SEEK A NEW TRIBE? USING TRIBAL EXPECTATIONS TO EVOLVE ALEX HARNESSES HIS MONEY MAMMOTH NOTES

9 SECTION II: YOUR ADAPTATIONS CHAPTER 6: Your Instincts MARTHA AND HER INSTINCTS TOM AND HIS INSTINCTS OVERCOMING MINDSETS OUR MONEY MINDSETS OUR FINANCIAL INSTINCTS TOWARD SAVINGS OUR ANTI-HOARDER BIAS THE GIVE-AWAY THE MODERN SAVERS THE DRIVE TO SHARE IS HARDWIRED OUR SUBCONSCIOUS CO-PILOT BEHAVIORAL FINANCE NOTES CHAPTER 7: Your Environment DEMOGRAPHIC COMMUNITY SCHOOL SIZE AND DIVERSITY COMMUNITY JOB ENVIRONMENT JASON'S STORY ECONOMIC TIMING THE STORY OF RICK AND CARRIE THE BELIEF STEW THE ANCHOR OF YOUR PAST YOUR CHOSEN ENVIRONMENT WHO TAKES CARE OF YOU? NOTE CHAPTER 8: Your Financial Flashpoints ANCESTRAL FLASHPOINTS FAMILY FINANCIAL FLASHPOINTS YOUR FINANCIAL FLASHPOINTS CULTURAL FLASHPOINTS FILLING IN THE BLANKS CORONAVIRUS FLASHPOINT DEPRESSION FLASHPOINT FLASHPOINT CONTEXT AND GROWTH CONCLUSION NOTES CHAPTER 9: Your Money Scripts ® MONEY SCRIPTS ® THE KLONTZ MONEY SCRIPT ®INVENTORY SCORING PROCEDURES ANALYSIS CHANGING OUR MONEY SCRIPTS ®CAN BE TOUGH REWRITING YOUR MONEY SCRIPTS ® CHAPTER 10: Your Financial Behaviors FINANCIAL BEHAVIORS FINANCIAL BEHAVIOR CHANGE STRATEGIES NOTES

10 SECTION III: YOUR EVOLUTION CHAPTER 11: Your Transformation SIX-STEP PROCESS OF CHANGE CHANGE IN ACTION: RESULTS OF A FIELD TRIAL THE EMPLOYEE RETIREMENT PLAN MEETING DILEMMA TELL ME A STORY. PAINT ME A PICTURE. SHOW ME! SUMMARY NOTES CHAPTER 12: Your Vision AVOID THE “WHEN-THEN” TRAP DISCOVERING WHO YOU ARE ACHIEVING YOUR FINANCIAL GOALS WHAT WE FOUND WHAT THIS MEANS: SEVEN STEPS TO ACHIEVE YOUR FINANCIAL GOALS BONUS TIP: SOCIAL PRESSURE SUMMARY NOTE CHAPTER 13: Your Relationship 1. ASSUME 100% RESPONSIBILITY FOR YOUR 50% 2. SPEAK YOUR TRUTH 3. LISTEN NOW OR PAY LATER 4. KNOW THE ODDS 5. LOVE IS NOT ENOUGH 6. LOVE THYSELF 7. NO CARRY-ON BAGGAGE ALLOWED 8. BEWARE OF INVADERS 9. CHILDREN NEED NOT APPLY 10. SAFETY FIRST EXERCISE: CREATING YOUR RELATIONAL FINANCIAL VISION THE SHARED VISION PROCESS NOTES CHAPTER 14: Your Plan ARE YOU READY TO TAKE ACTION? (IT'S OKAY IF YOU'RE NOT) MONEY MAMMOTH EVOLUTIONARY PATH START HERE: BUILDING YOUR MAMMOTH FOUNDATION SURVIVAL HUNTING AND GATHERING ADAPTATION VERSUS EXTINCTION PROGRESS MEASUREMENT TOOLS NOTES CHAPTER 15: Your Success YOUR FINANCIAL SURVIVAL GUIDE YOUR EVOLUTION BECOMING YOUR MONEY MAMMOTH IT IS YOUR TIME TO EVOLVE THE BLUE PILL OR THE RED PILL

11 Index

12 End User License Agreement

1 Chapter 5TABLE 5.1

1 Cover Page

2 Table of Contents

3 Begin Reading

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