Eric Tyson - Mutual Funds For Dummies

6 Part 2: Evaluating Alternatives to Funds Chapter 4: Selecting Your Own Stocks and Bonds Deciding to Choose Your Own Stocks and Bonds Picking Your Own Stocks and Bonds Chapter 5: Exchange-Traded Funds and Other Fund Lookalikes Understanding Exchange-Traded Funds Mimicking Closed-End Funds: Unit Investment Trusts Customizing Your Own Funds Online Chapter 6: Hedge Funds and Other Managed Options Hedge Funds: Extremes of Costs and Risks Managed Accounts with Hefty Fees Private Money Managers: One-on-One Robo-Advisors: Automated Investment

7 Part 3: Separating the Best from the Rest Chapter 7: Finding the Best Funds Evaluating Gain-Eating Costs Weighing Performance and Risk Recognizing Manager Expertise Chapter 8: Using Fund Publications Reading Prospectuses — the Important Stuff, Anyway Reviewing Annual Reports Investigating the Statement of Additional Information (SAI) Chapter 9: Buying Funds from the Best Firms Finding the Best Buys Discount Brokers: Mutual Fund Supermarkets Places to Pass By Hiring an Advisor: The Good, Bad, and Ugly

8 Part 4: Crafting Your Fund Portfolio Chapter 10: Perfecting a Fund Portfolio Asset Allocation: An Investment Recipe Taxes: It’s What You Keep That Matters Fund-Investing Strategies Putting Your Plans into Action Chapter 11: Money Market Funds: Beating the Bank Money Market Funds 101 Choosing a Great Money Market Fund Finding the Recommended Funds Chapter 12: Bond Funds: When Boring Is Best Understanding Bonds Sizing Up a Bond Fund’s Personality Investing in Bond Funds Eyeing Recommended Bond Funds Exploring Alternatives to Bond Funds Chapter 13: Stock Funds: Meeting Your Longer Term Needs Seeing Your Money Grow Using Funds to Invest in Stocks The Best Stock Funds Chapter 14: Specialty Funds Sector Funds: Should You or Shouldn’t You Invest in Them? Landlording Made Easy: Real Estate Investment Trust (REIT) Funds Profiting from What Everyone Needs: Utility Funds Factor Investing and Factor Funds Arming for Armageddon: Precious Metals Funds Crypto Funds: Pathway to Digital Riches? From Energy to Metals: Clarifying Commodity Funds Hedging: Market Neutral (Long-Short) Funds Matching Values to Investments: ESG Funds Chapter 15: Working It Out: Sample Portfolios Getting Started Changing Goals and Starting Over Dealing with a Mountain of Moola Getting Unstuck Chapter 16: Applications, Transfers, and Other Useful Forms Taking the Nonretirement Account Route Preparing for Leisure: Retirement Accounts Investing on Autopilot Finding Help for an Overwhelmed Brain

9 Part 5: Keeping Current and Informed Chapter 17: Evaluating Your Funds and Adjusting Your Portfolio Deciphering Your Fund Statement Interpreting Brokerage Firm Statements Assessing Your Funds’ Returns Deciding Whether to Sell, Hold, or Buy More Tweaking and Rebalancing Your Portfolio Chapter 18: The Taxing Side of Mutual Funds Mutual Fund Distributions Form: 1099-DIV When You Sell Your Fund Shares Retirement Fund Withdrawals and Form 1099-R Chapter 19: Common Fund Problems and How to Fix Them Playing the Phone Game Troubleshooting Bungled Transactions Specifying Funds to Buy at Discount Brokers Making Deposits in a Flash Verifying Receipt of Deposits Transferring Money Quickly Losing Checks and Applications in the Mail Changing Options after Opening Your Account Making Sense of Your Statements and Profits Changing Addresses Finding Funds You Forgot to Move Untangling Account Transfer Snags Eliminating Marketing Solicitations Digging Out from under the Statements Getting Older Account Statements Chapter 20: Information Sources: Fund Ratings and Forecasters Entering Cyberspace: What the Internet Is Good For Understanding Online Perils Avoiding the Bad Stuff Getting In on the Good Stuff

10 Part 6: The Part of Tens Chapter 21: Ten Common Fund-Investing Mistakes and How to Avoid Them Lacking an Overall Plan Failing to Examine Sales Charges and Expenses Chasing Past Performance Ignoring Tax Issues Getting Duped by “Advisors” Falling Prey to the Collection Syndrome Trying to Time the Market’s Movements Following Prognosticators’ Predictions Being Swayed by Major News Events Comparing Your Funds Unfairly Chapter 22: Ten Fund-Investing Fears to Conquer Investing with Little Money Investing in Uninsured Funds Rising Interest Rates Missing High Returns from Stocks Waiting to Get a Handle on the Economy Buying the Best-Performing Funds Waiting for an Ideal Buying Opportunity Obsessing Over Your Funds Thinking You’ve Made a Bad Decision Lacking in Performance Chapter 23: Ten Tips for Hiring a Financial Advisor Communicator or Obfuscator? Financial Planner or Money Manager? Is Your Focus on Market Timing and Active Management? Who’s in Control? Fees: What’s Your Advice Going to Cost? How Do You Make Investing Decisions? What’s Your Track Record? What Are Your Qualifications and Training? What Are Your References? Do You Carry Liability Insurance?

11 Appendix: Recommended Fund Companies and Brokers

12 Index

13 About the Author

14 Advertisement Page

15 Connect with Dummies

16 End User License Agreement

1 Chapter 5 TABLE 5-1 The Companies of the Standard & Poor’s 500 Index at the End of 1999

2 Chapter 7TABLE 7-1 Comparing the Van Wagoner Emerging Growth Fund’s Performance

3 Chapter 10TABLE 10-1 Asset Allocation Guidelines for the Long HaulTABLE 10-2 2022 Federal Income Tax Brackets and RatesTABLE 10-3 2022 Federal Income Tax Rate on Long-Term Capital Gains and Stock Div...TABLE 10-4 Worst Performing Diversified U.S. Stock Funds versus Market Indexes

4 Chapter 12TABLE 12-1 Interest Rate Increases Depress Bond Prices

5 Chapter 13TABLE 13-1 Great Plunges (20 Percent or More) in the Dow Jones Industrial Averag...TABLE 13-2 Great Surges in the Dow Jones Industrial Average after Major Market D...

6 Chapter 15TABLE 15-1 Eric’s Keep-It-Simple Portfolio

7 Chapter 17TABLE 17-1 Components of a Fund’s ReturnsTABLE 17-2 Bond IndexesTABLE 17-3 U.S. Stock IndexesTABLE 17-4 International Stock Indexes

8 Chapter 23TABLE 23-1 Adding Up All the Costs

1 Chapter 1FIGURE 1-1: Historic probability of different U.S. stock returns. FIGURE 1-2: Historic probability of different U.S. bond market returns.

2 Chapter 7FIGURE 7-1: How to spot load funds.

3 Chapter 8FIGURE 8-1: The table of contents shows you what’s covered in the prospectus. FIGURE 8-2: The fund summary provides a digest of the fund’s key features. FIGURE 8-3: The fund profile summarizes performance data. FIGURE 8-4: Important details about the fund. FIGURE 8-5: Investment objectives and risks. FIGURE 8-6: More investment objectives and risks. FIGURE 8-7: Still more investment objectives and risks. FIGURE 8-8: The investment advisor actually manages the fund’s money. FIGURE 8-9: Financial highlights. FIGURE 8-10: Introduction. FIGURE 8-11: Investment advisor’s insights and reflections. FIGURE 8-12: Total investment returns, year by year. FIGURE 8-13: Investment holdings of the fund. FIGURE 8-14: Bond holdings of the fund.

4 Chapter 12FIGURE 12-1: A yield curve chart.

5 Chapter 18FIGURE 18-1: Form 1099-DIV reports dividends and capital gains your funds paid....FIGURE 18-2: Here’s where funds report your retirement plan distributions.

6 Chapter 19FIGURE 19-1: A sample letter to specify funds with discount brokers.

7 Chapter 23FIGURE 23-1: Initialing this section gives the advisor control over investing y...

1 Cover

2 Title Page

3 Copyright

4 Table of Contents

5 Begin Reading

6 Appendix: Recommended Fund Companies and Brokers

7 Index

8 About the Author

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