Майкл Ридпат - Fatal Error

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The year is 1999 and Internet companies are springing up everywhere. Anything seems possible for those who think big.
So when David Lane — a quiet, cautious banker — is invited by his old friend Guy Jourdan to help start up ninetyminutes.com he decides that for once he will do something daring, something dangerous.
If only he’d realized quite how dangerous.
Because Guy falls out with Tony Jourdan, his father and their biggest investor, bringing the company close to collapse. Then Tony is murdered — and David’s rollercoaster ride into danger and disaster begins...

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‘What time is it?’ croaked Guy.

‘Four o’clock.’

Guy and I just blinked. What the hell was Tony doing waking us up at four o’clock in the morning?

‘I have some bad news,’ Tony said. ‘Very bad news. It’s Dominique. She’s dead.’

11

April 1999, The City, London

You have to get to Sweetings early to get a table. It is a crowded little fish restaurant near the Mansion House presided over by an Italian with a full moustache who harries his customers mercilessly. Quickly in, quickly out, and a huge bill to settle at the till as you leave. The place has a kind of institutional feel to it, like a school dining room with alcohol. And excellent fish. But I think it is the jam roly-poly and the spotted dick with custard that keep pulling in the punters. My father loved it.

Every few months since I had started work at Gurney Kroheim he would meet me there for lunch while on one of his trips up to London for business. He was never specific and I never quite understood quite what business the manager of a small building-society branch had to do in London, but I never questioned him. I suspected he just wanted to get out of our little town, see an old crony or two, wander around the metropolis for a couple of hours and have lunch with me. I enjoyed those lunches and so did he.

I was five minutes late, but he had grabbed a couple of stools by one of the bars set for lunch, behind which hovered a spotty teenage waiter. He was nursing a half-pint of Guinness in a pewter tankard, and had one ready for me. His face lit up when he saw me, and he pumped my hand enthusiastically.

He was a large, kind man with a balding head and glasses perched half way down his nose. It was a minor miracle that he had managed to survive into his sixties as the manager of the branch. The reason was his shrewdness, which he always kept well hidden, and his refusal to accept promotion to the political minefield of the higher regional offices. He was very good at his job. He was well known throughout the small market town where we lived, and trusted. Competitors might try new marketing campaigns, higher deposit rates and thrusting customer-service managers, but none of that made a dent in his following. The building society he worked for had not yet been shaken up by demutualization, and his bosses realized that there was nothing to be gained from moving him and a lot to be lost. There had been a rocky moment during the recession of the early nineties when he had been criticized by head office for not taking a tougher line with some of his clients who were in arrears on their mortgage payments, but he had weathered it. Two more years and he would make it through to retirement.

‘Sit down, David. I got you a Guinness. Thanks for coming here. I suppose I could have gone to Wapping...’

‘Oh no, Dad. Don’t worry. This is fine.’

‘I’ve been looking forward to my pudding all week. Your mother doesn’t cook that kind of thing any more.’ He rubbed his comfortable stomach. ‘It’s not as though she’d notice another pound.’

We ordered potted shrimps and sole and a bottle of Sancerre.

‘I like the haircut,’ said my father. ‘Reminds me of my National Service days. It certainly makes you look different.’

I smiled. ‘I feel different, I suppose.’

‘What? Colder?’

‘No. This thing I’m doing with Guy Jourdan. It’s nothing like anything I’ve ever done before.’

I was slightly nervous as I said this. I knew that my father had been pleased when I had become a chartered accountant and very proud that I had joined a prestigious merchant bank. I had made my decision to join Guy without referring to him, but I found I wanted his approval none the less.

‘It was a big step to leave Gurney Kroheim,’ he said.

‘It was. But it’s changed so much since Leipziger took over.’

‘Don’t like working for the krauts, eh? I can understand that.’

‘No, it’s not that. There aren’t many Germans around in any case, and those that I dealt with are perfectly fine. It’s just the whole industry. The hire-and-fire culture, mergers, reorganizations, politics, it just doesn’t seem any fun any more.’

‘And this thing with Guy Jourdan is fun?’

‘Oh, yes. At least so far. In fact, I’ve never had so much fun in my career before. I mean, there are just the three of us working out of Guy’s flat. We have nothing but a blank sheet of paper. We’re building something from the ground up entirely ourselves. It feels totally different from working for a huge organization.’

‘How’s it going to work?’

I told him. Through the first course, the fish and most of the bottle of wine. He listened. He was a good listener.

The waiter whipped away our plates and thrust menus into our hands. My father agonized over his decision before going for the jam roly-poly with custard. I had the bread and butter pudding.

‘What about Guy?’ he asked.

‘He’s fine. He’s very good, actually.’

‘Do you trust him?’

I hesitated. ‘Yes,’ I said.

My father raised his eyebrows.

‘Yes,’ I repeated, more firmly this time.

‘I thought you and he fell out a few years ago. Something to do with a girl?’

‘That and other things.’ I hadn’t told my father much about that.

‘And there was that business in France.’

‘Yes.’ I hadn’t told him much about that either.

‘Tony Jourdan was a bit of a sharp operator, I seem to remember. Successful, but a sharp operator.’

‘That’s true.’

‘Well?’

‘I think Guy’s changed,’ I said.

‘You think?’

‘I’m pretty sure.’

My father watched my face closely. ‘Good,’ he said at last. Then he beamed as the pudding arrived. ‘Ah. Tuck in.’ He took a mouthful. ‘Delicious. Well, I think it’s an excellent move.’

‘You do, Dad?’

‘Yes, I do. There’s a time in everyone’s life when they should take a risk. I missed mine somewhere along the line. But it sounds as if this is yours. I’m glad you’ve got the guts to go for it.’

‘Thanks,’ I said, trying to suppress my smile. I wanted to pretend that I was adult enough not to care what my father thought. But actually I was pleased that my act of rebellion had received the parental seal of approval.

We talked about my mother and sister. My sister had recently moved into a flat in Peterborough with her boyfriend. My mother was having difficulties with this. My father disapproved too, but more of the boyfriend, whom he thought dull, than of the cohabitation. A few moments after the last trace of custard was scraped off my father’s dish it was whipped away and we were out on the street.

‘Tell you what, David. Send me the business plan, will you? I’d love to have a look at it.’

‘Will do, Dad. And thanks for lunch again. Give my love to Mum.’

I left him outside the restaurant and disappeared underground to take the three stops to Tower Hill, the wine and my father’s blessing leaving a warm glow inside me.

I posted the business plan off to him as soon as I returned to Wapping. Four days later I found a letter waiting for me back at my flat addressed to me in my father’s handwriting. I opened the envelope and a cheque fell out. I picked it up and read it. Pay ninetyminutes.com fifty thousand pounds . Jesus! I had no idea my father had that much money lying around. With trepidation, I read the letter.

Dear David

I very much enjoyed having lunch with you at our old haunt yesterday. I was fascinated by what you had to say about ninetyminutes.com and by what I read in the plan you sent me. It sounds like a terrific opportunity. So terrific, in fact, that I’d like to make an investment in the firm myself. Is this possible? I enclose a cheque for £50,000. I have the greatest confidence in you, David, and I am very proud of what you are doing .

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