‘Mum, can I go round to Charlotte’s just now? She texted to say she’s been shopping in Belfast and has some really fab new clothes to show me.’
‘Sure you can,’ said Joanne indulgently. ‘Just don’t be any later than ten-thirty, okay?’
The back door was locked and there was no sign of Phil. She resolved to put the past behind her and make an effort tonight – she would get tidied up quickly and perhaps they could open a bottle of wine and sit down and chat properly like they used to. Tired but happy, she staggered into the kitchen laden with bags, in the process almost tripping over Heidi who, despite a small fortune spent on dog-training classes, had never learnt to wait at a door until called in. Joanne dumped the bags in the kitchen and, in the hall, found the wooden floor littered with mail.
Joanne sighed, picked it up and was just about to throw the bundle on the hall table when something caught her eye. ‘LAST REMINDER’ screamed the block capitals in red on the front of a white, windowed business envelope. Her heart began to pound. She picked up the envelope, turned it over and examined the address on the back – it was from Phil’s credit card company, or rather one of them.
All the energy drained out of her at once, the warm, happy glow of the day put out like a fire in a downpour. She sank down on the bottom stair, feeling like a puppet whose master has just let go of the strings. She set the envelope on her knees and wiped the sweaty palms of her hands on her thighs.
The envelope was addressed to Phil. She had no right to open it. But hell, who was she kidding? She had been opening his mail for years. And she did so for very good reason. She saw this not as an invasion of his privacy but as a means of protection for herself, the kids and, ultimately, Phil himself. This was not the first such letter she had seen over the years – nor, she supposed, would it be the last. Overdue bills, parking tickets, even a court summons once for dangerous driving – she had seen them all.
But she knew that when a last reminder was issued, things were very far down the line indeed. Many warnings would’ve preceded this one. Phil had managed, somehow, to hide them from her. No wait, that wasn’t true. There had been a similar envelope a month or so back with something written on it in red, along the lines of ‘Urgent! This requires your immediate attention. This is not a circular!’
That day, Phil had been at home and snatched it out of her hand at the breakfast table. ‘That’s for me,’ he’d said, without glancing at the envelope, and stuffed it into his jacket pocket.
‘Phil, that’d better not be a red bill.’
Silence.
‘Is that a red bill?’
‘Just leave it, Joanne,’ he’d warned.
‘It’s not a parking ticket, is it? Not again.’
‘I said, will you leave it alone?’ And with that he grabbed his jacket off the back of the chair and left the room.
She’d got up from the table and followed him up the hall. ‘Whatever that is, Phil, you’d better sort it out. Do you hear me?’
He shrugged his jacket on and opened the front door. ‘For the last time, Joanne.’ He paused, exasperated. ‘It’s my business. Not yours. I’ll take care of it.’
And really, she could say no more for it was true – it was his business. They had always kept separate credit cards and bank accounts. During the short period in her marriage when she was working full-time and before Maddy came along, the idea of keeping their money separate had appealed to her fledgling feminist instincts. Everything was paid for on a fifty-fifty split – furniture, the mortgage, insurance, holidays, food bills. At the time, it had given her a sense of independence. She had liked the idea that she contributed exactly the same as Phil and what was left over at the end of the month was hers. It had worked well enough while they were both earning roughly the same salary.
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