Jan Cullinane - The New Retirement

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The New Retirement: краткое содержание, описание и аннотация

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Craft your complete retirement plan with help from this straightforward and robust blueprint
The New Retirement: The Ultimate Guide to the Rest of Your Life
The New Retirement, 3rd edition,

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Singles' Travel. The travel industry is finally recognizing that not everyone is coupled. Check out the all-women Oh Solo Mio ( www.ohsolomio.travel) or male/female Singles Travel International ( www.singlestravelintl.com). Many companies will help match you with a suitable roommate if you want one, using a questionnaire to match up like-minded travelers.

African American Travel ( www.Africanamericantravelers.com). This company was founded in 2013 by Lawrence McLean to “broaden the reaches, horizons and perspectives of our community by bringing them to the world.”

LGBTQ+ (Lesbian/Gay/Bisexual/Transgender/Queer or Questioning, and the + represents inclusion of all people). If you've cruised, you may have seen “Friends of Bill W” or “Friends of Dorothy” listed in the daily cruise activity program. Although many might know that “Friends of Bill W” is an invitation for Alcoholics Anonymous members to meet, “Friends of Dorothy” is an opportunity to gather with LGBTQ+ persons. The large cruise companies offer these get-togethers, and more cruise ships are tailoring itineraries and sailings to various groups.

Educational Travel. It's almost an oxymoron – all travel is educational, in my opinion (even if it's learning how to make a trendy alcoholic drink on a cruise ship). However, there are some companies, such as Roads Scholar ( https://www.roadscholar.org/) (formerly known as Elderhostel – the company wanted to eliminate the word “elder”), National Geographic Expeditions ( https://www.nationalgeographic.com/expeditions/) and Smithsonian Journeys ( https://www.smithsonianjourneys.org/) that really shine with their emphasis on learning. Greg T. went on a tour to the Amazon with National Geographic, which employs professional photographers, regional specialists, and naturalists. He learned so much about the flora and fauna of the area he felt he should have earned four college credits for a lab course in Biology.

Voluntourism. Travel with a noble purpose? That's what a volunteer vacation should be. There are a large number of organizations that sponsor travel nationally and internationally, but there are a few cautions about this type of travel. Some experts say it would be better to pay for those who live in a village to perform work (such as digging wells) than have unskilled people who fly in from another country for a week to do the labor. And, it's been documented that sometimes orphanages, a popular voluntourism destination in some countries, aren't always what they seem; some places have “created” orphanages to receive money from the volunteers. Vet all organizations carefully. For voluntourism close to home, a good site is AARP's CreatetheGood ( www.createthegood.org). Put in your ZIP code, and see what good things you can do in your own backyard.

Multigenerational travel. What about several generations vacationing or traveling together? With three adult children, their spouses, and five grandchildren, my husband and I solved this by living on the ocean in Florida, with a pool in the backyard. That's an instant magnet for all generations, as well as siblings and their spouses and children. But for multigenerational travel that doesn't involve buying a house, consider cruises. The megaships have something for everyone, including free childcare and acres of swimming pools. The Disney ships cater to children. Our grandchildren loved the ship, including the three years and older youth clubs the ships offer and the ship's live theater performance of Beauty and the Beast that was Broadway caliber. Other suggestions include dude ranches, all-inclusive resorts, skiing, a safari, camping, and national parks. Paula K. takes each grandchild to a destination of his/her choosing (within reason) when he/she turns ten. Want someone else to do the planning? Search for “Tauck Bridges tours” or “Sierra Club family.” And heed this wise travel advice: “When preparing to travel, lay out all your clothes and all your money. Then take half the clothes and twice the money” (Susan Heller).Travel not your thing or you don't have enough money for this luxury? Think like Queen Latifah: “I don't have to take a trip around the world or be on a yacht in the Mediterranean to have happiness. I can find it in the little things, like looking out into my backyard and seeing deer in the fields.”

Working/having a second (or third or fourth) career. Are you interested in pursuing work-related opportunities after leaving your primary career or considering starting your own business? That's up next in Chapter 3.

“The best time to plant a tree was 20 years ago. The second best time is now.” This period of your life we call retirement allows us to grow, change, and experience new things. Let's heed this Chinese proverb and make the most of it.

Time On Your Hands

Will your retirement days be time-filled or time-empty?

To get an idea how well you'll handle time once you're retired, or how well you're presently doing in retirement, take this simple quiz. For a typical one-week period, estimate in half-hour increments (0.5, 1.0, 1.5, etc.) how much time you think you'll spend, or are spending, on the following activities:

Meal preparation ____
Housework, yard work and maintenance ____
Gardening ____
Exercise (walking, jogging, swimming, aerobics, weight training, etc.) ____
Sports (bicycling, golf, tennis, hiking, canoeing, pickleball, etc.) ____
Organizational activities (committees, civic meetings, social, religious services) ____
Volunteer work (church, civic, school or special causes) ____
Classes of any kind ____
Studying or prep for classes ____
Computer time (email, web surfing, IM, etc.) ____
Social events (lunch with friends, parties, get-togethers, plays, movies, concerts, entertaining at home, etc.) ____
Hobbies (not sport-related) ____
Plan/prep for a trip ____
Pet care _____ (walks, grooming, vet visits, playing with pet, etc.) ____
Family visits ____
Reading ____
Shopping ____
Miscellaneous errands (nonshopping) ____
Part-time job/new career ____
TOTAL ____
If male, add 77 hours (for sleep, eating, and personal hygiene) per week ____
If female, add 80.5 hours (for personal hygiene) per week ____
NET TOTAL ____
Subtract the net total from 168 (the number of hours in a week)
Total “additional” time per week ____
For an average day, divide by 7 ____

Source: retirementrocket.com.

More Resources

Books

1 Fodor's Travel. Best Road Trips in the USA. Fodor's Travel, 2021.

2 Maxwell, John. Change Your World: How Anyone, Anywhere Can Make a Difference. HarperCollins Leadership, 2021.

3 Shultz, Patricia. 1,000 Places to See Before You Die. Workforce Publishing Company, 2015.

4 Smith, Hyrum. Purposeful Retirement: How to Bring Happiness and Meaning to Your Retirement. Mango, 2019.

5 Yogerst, Joe. 100 Drives, 5000 Ideas. National Geographic, 2020.

Websites

1 Volunteer or donate to a charity near you: https://greatnonprofits.org/nonprofits/Q/1

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