Timothy Ferriss - The 4-Hour Workweek - Escape 9–5, Live Anywhere, and Join the New Rich - Expanded and Updated
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- Название:The 4-Hour Workweek: Escape 9–5, Live Anywhere, and Join the New Rich - Expanded and Updated
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14. Mini-Retirements.
EMBRACING THE MOBILE LIFESTYLE
Before the development of tourism, travel was conceived to be like study, and its fruits were considered to be the adornment of the mind and the formation of the judgment.
—PAUL FUSSELL, Abroad
The simple willingness to improvise is more vital, in the long run, than research.
—ROLF POTTS, Vagabonding
Upon Sherwood’s return from Oktoberfest, dazed from killing neurons but the happiest he’s been in four years, the remote trial is made policy and Sherwood is inducted into the world of the New Rich. All he needs now is an idea of how to exploit this freedom and the tools to give his finite cash near-infinite lifestyle output.
If you’ve gone through the previous steps, eliminating, automating, and severing the leashes that bind you to one location, it’s time to indulge in some fantasies and explore the world.
Even if you have no ache for extended travel or think it’s impossible—whether due to marriage or mortgage or those little things known as children—this chapter is still the next step. There are fundamental changes I and most others put off until absence (or preparation for it) forces them. This chapter is your final exam in muse design.
The transformation begins in a small Mexican village, in a parable that’s been shared in various forms around the world.
Fables and Fortune Hunters
An American businessman took a vacation to a small coastal Mexican village on doctor’s orders. Unable to sleep after an urgent phone call from the office the first morning, he walked out to the pier to clear his head. A small boat with just one fisherman had docked, and inside the boat were several large yellowfin tuna. The American complimented the Mexican on the quality of his fish.
“How long did it take you to catch them?” the American asked.
“Only a little while,” the Mexican replied in surprisingly good English.
“Why don’t you stay out longer and catch more fish?” the American then asked.
“I have enough to support my family and give a few to friends,” the Mexican said as he unloaded them into a basket.
“But … What do you do with the rest of your time?”
The Mexican looked up and smiled. “I sleep late, fish a little, play with my children, take a siesta with my wife, Julia, and stroll into the village each evening, where I sip wine and play guitar with my amigos. I have a full and busy life, señor.”
The American laughed and stood tall. “Sir, I’m a Harvard M.B.A. and can help you. You should spend more time fishing, and with the proceeds, buy a bigger boat. In no time, you could buy several boats with the increased haul. Eventually, you would have a fleet of fishing boats.”
He continued, “Instead of selling your catch to a middleman, you would sell directly to the consumers, eventually opening your own cannery. You would control the product, processing, and distribution. You would need to leave this small coastal fishing village, of course, and move to Mexico City, then to Los Angeles, and eventually New York City, where you could run your expanding enterprise with proper management.”
The Mexican fisherman asked, “But, señor, how long will all this take?”
To which the American replied, “15–20 years. 25 tops.”
“But what then, señor?”
The American laughed and said, “That’s the best part. When the time is right, you would announce an IPO and sell your company stock to the public and become very rich. You would make millions.”
“Millions, señor? Then what?”
“Then you would retire and move to a small coastal fishing village, where you would sleep late, fish a little, play with your kids, take a siesta with your wife, and stroll to the village in the evenings where you could sip wine and play your guitar with your amigos …”
I RECENTLY HAD lunch in San Francisco with a good friend and former college roommate. He will soon graduate from a top business school and return to investment banking. He hates coming home from the office at midnight but explained to me that, if he works 80-hour weeks for nine years, he could become a managing director and make a cool $3–10 million per year. Then he would be successful.
“Dude, what on earth would you do with $3–10 million per year?” I asked.
His answer? “I would take a long trip to Thailand.”
That just about sums up one of the biggest self-deceptions of our modern age: extended world travel as the domain of the ultrarich. I’ve also heard the following:
“I’ll just work in the firm for 15 years. Then I’ll be partner and I can cut back on hours. Once I have a million or two in the bank, I’ll put it in something safe like bonds, take $80,000 a year in interest, and retire to sail in the Caribbean.”
“I’ll only work in consulting until I’m 35, then retire and ride a motorcycle across China.”
If your dream, the pot of gold at the end of the career rainbow, is to live large in Thailand, sail around the Caribbean, or ride a motorcycle across China, guess what? All of them can be done for less than $3,000. I’ve done all three. Here are just two examples of how far a little can go. 68
$250 U.S. Five days on a private Smithsonian tropical research island with three local fishermen who caught and cooked all my food and also took me on tours of the best hidden dive spots in Panamá.
$150 U.S. Three days of chartering a private plane in Mendoza wine country in Argentina and flying over the most beautiful vineyards around the snowcapped Andes with a personal guide.
Question: What did you spend your last $400 on? It’s two or three weekends of nonsense and throwaway forget-the-workweek behavior in most U.S. cities. $400 is nothing for a full eight days of life-changing experiences. But eight days isn’t what I’m recommending at all. Those were just interludes in a much larger production. I’m proposing much, much more.
The Birth of Mini-Retirements and
the Death of Vacations
There is more to life than increasing its speed.
—MOHANDAS GANDHI
In February of 2004, I was miserable and overworked.
My travel fantasy began as a plan to visit Costa Rica in March 2004 for four weeks of Spanish and relaxation. I needed a recharge and four weeks seemed “reasonable” by whatever made-up benchmark you can use for such a thing.
A friend familiar with Central America dutifully pointed out that it would never work, as Costa Rica was about to enter its rainy season. Torrential downpours weren’t the uplifting jolt I needed, so I shifted my focus to four weeks in Spain. It’s a long trip over the Atlantic, though, and Spain was close to other countries I’d always wanted to visit. I lost “reasonable” somewhere shortly thereafter and decided that I deserved a full three months to explore my roots in Scandinavia after four weeks in Spain.
If there were any real-time bombs or pending disasters, they would certainly crop up in the first four weeks, so there really wasn’t any additional risk in extending my trip to three months . Three months would be great.
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