Lindsey Davis - Ode to a Banker

I knelt down beside the body, and detected a faint mark on his forehead, possibly a bruise left by a knockout blow. 'Put the word out that we have accepted this as suicide.'

Everyone nodded.

'What about that correspondence?'

Fusculus handed me a document. It was a letter to Avienus from his mother, obviously an elderly and frail widow, fretting about what might happen to the property she lived in. She was afraid of losing her home. I had asked Lucrio what security Avienus had offered for his bank loan, but Lucrio had never reported back to me. This told me the answer.

There was nothing else we could do. Petronius made arrangements to remove the corpse. Somebody would have to go and tell the old lady that she had even more worries now.

'Why,' I asked, still puzzled, 'did they hang him? You could make sure of killing him just as convincingly by tying on the weights, then throwing him over and letting him sink to the bottom. That too could look like a very determined suicide.'

'Somebody wanted to make sure the corpse was visible,' decided Petro. 'They wanted him found – quickly.'

'And something worse.' I was thinking it through. 'They wanted the event talked about. What happened to him is a warning to others.'

'A warning – from whom, Falco?' I could see one possibility. It seemed to me, we might just have found another curious custom of the banking world – though whether this was the traditional punishment for defaulters, or a response to some more serious threat to solvency, I did not know.

I went to see Lucrio.

The Janus Medius is an open-ended passageway at the end of the Porticus Aemilius. This was where Anacrites had told me he would meet up with the freedman if he needed to discuss business. It was just my luck that of the two of them the first person I recognised was not Lucrio but Anacrites himself.

'Don't you own an office to plot in?' I demanded, as mildly as possible. 'You seem to be everywhere I go these days.'

'Falco!' If he called me Marcus, I think I would have throttled him. Trust him to avoid retribution. It was one of his annoying characteristics. 'I'm glad to see you.'

'It's not mutual.'

'Listen.' He was looking worried. Good. 'There are bad rumours being whispered about the Aurelian Bank '

'What rumours?' I asked, intrigued against my will. 'Has the Golden Horse got the staggers suddenly?'

'Stirred up by your enquiries, I gather. You and Camillus have been questioning clients; people are losing confidence. Because of the work you and I did, you do have a reputation.'

'The Census? Our fame as tax terriers was never that extensive!'

Anacrites ignored my derision. 'People think you have been brought in as a specialist because the death of Chrysippus must have been related to problems with his bank.'

'Well, you can tell them I'm just sniffing for bloodstains!' I snapped.

All the same, I started looking around more keenly. The Janus Medius contained small groups of men who probably seemed more furtive than they were. Some had a foreign tinge. Most looked like gangs your mother would warn you not to play with. A couple were flanked by large ugly slaves, probably bodyguards. All could have found more congenial places to discuss the news – places where you could bathe, read, exercise, be massaged or eat fried pastries at the same time as you were gossiping. By gathering in this dead-end passage, they were consciously setting themselves aside in a private clique.

I had the distinct impression many were watching us. I felt they knew why I was there.

You can get like that on a case.

'I just want to know what's what,' Anacrites badgered me. 'I was looking for Lucrio, but he's gone to ground. Even if I corner him, he'll only pretend everything is fine – I have a large amount on deposit, Falco. Ought I to be moving it?'

'I have no information that your bank is in any trouble, Anacrites.'

'So you are telling me to shift my cash!' Why did he bother asking me if he was not prepared to listen? The man had taken a huge bang on the head in the past, and in his concern for his money he was growing hysterical. Never having had much cash myself, financial panic failed to grip me.

'Do what you think best, Anacrites.'

He cast a last desperate glance around and rushed off, intent on hasty action of some kind. Everyone knew who Anacrites was. At this rate, his agitation would itself start a run on the Aurelian Bank. For a wild moment, I speculated that I, by simply asking a few crass questions, might yet start an Empire-wide financial crash.

Anacrites had hardly vanished when I spotted the freedman, engaged in a hot discussion only a few yards away. He saw me, and managed to extract himself. The other party left, looking unhappy. I thought he threw back a glance at me, almost like a man seething at the source of his trouble. (I had seen enough of those to recognise the look and check that I had my dagger safely down my boot.) Lucrio recovered his composure immediately. Was that a result of regular practice?

'Didius Falco.' Unless my imagination was under too much strain, he was edging me gently to a spot where nobody could overhear us.

'Lucrio. I am afraid I bring sad news. Tell me, does a loan-contract end when one of your debtors dies?'

'No chance. We claim on the estate.'

'Why am I not surprised?'

'Which of our clients is dead?' he asked making it seem like mere curiosity.

'Poor Avienus, the historian.'

'Zeus! He was only young. What happened to him?' Wide-eyed and startled – apparently – the freedman stared at me.

'Suicide.'

'Ah!' At once Lucrio stopped asking questions. I bet this was not the first harassed defaulter who had taken that desperate escape route.

'Don't blame yourself,' I said, two-faced as a businessman myself. (It was surely not coincidence that the bankers liked to congregate in a place named for Janus?) 'Apparently, he had secured that loan of his on his old mother's house. She will be distraught to lose both her son and her home – but I dare say it is out of the question for the bank to forget his debt?'

Then Lucrio surprised me. 'The contract was already torn up, Falco.'

'Kind-heartedness? Is there profit in that attitude?' I scoffed.

'No – but Avienus had cleared the debt.'

I was shocked. I could not believe it. I remembered what Lucrio had told me previously. If Avienus had paid up, he must have found the money through another loan. So when that fell due, his widowed mother would just be pursued by some new lender. 'Do you know who remortgaged him?'

'He maintained,' Lucrio said thoughtfully, 'that there was no covering loan. He just produced the cash. We don't quibble over that! He must have had a windfall, mustn't he?'

'Did you,' I asked, 'have a succinct personal word with him, before he paid?'

'Regularly.' Lucrio knew I was suggesting he had used threats. 'Very quiet and calm. Thoroughly professional. I hope, Falco, you are not slandering my business methods by implying harsh tactics?'

'You don't employ enforcers?'

'Not allowed,' he assured me smoothly. 'Legally in Rome, to ask a third party to collect debts, counts as passing on the loan to them. We keep ours in the family. Besides, our preference is only to deal with those we know, and know we can trust to pay.'

'Yet Avienus had great difficulty with his debt.'

'A temporary embarrassment. He did pay. That proves my point. He was a highly-valued member of our circle,' said the freedman unblushingly. 'We are very sad to lose him from among our customers.'

That settled it for me. I was now convinced this lying deviant sent Avienus to his death.

I went and saw Nothokleptes. He was at his barber's again. I was starting to think he slept there in the chair overnight. It would save paying rent. He would like that.