The night beforethe first letter came, he had Speckled Band in the feature at Saratoga. The horse went off at nine-to-two from the number one pole and Edgar Kraft had two hundred dollars on him, half to win and half to place. Speckled Band went to the front and stayed there. The odds-on favorite, a four-year-old named Sheila’s Kid, challenged around the clubhouse turn and got hung up on the outside. Kraft was counting his money. In the stretch, Speckled Band broke stride, galloped home madly, was summarily disqualified, and placed fourth. Kraft tore up his tickets and went home.
So he was in no mood for jokes that morning. He opened five of the six letters that came in the morning mail, and all five were bills, none of which he had any prospect of paying in the immediate future. He put them in a drawer in his desk. There were already several bills in that drawer. He opened the final letter and was at first relieved to discover that it was not a bill, not a notice of payment due, not a threat to repossess car or furniture. It was, instead, a very simple message typed in the center of a large sheet of plain typing paper.
First a name:
Mr. Joseph H. Neimann
And below that:
When This Man Dies
You Will Receive
Five Hundred Dollars
He was in no mood for jokes. Trotters that lead all the way and then break in the stretch do not contribute to a man’s sense of humor. He looked at the sheet of paper, turned it over to see if there was anything further on its reverse, turned it over again to read the message once more, picked up the envelope, saw nothing on it but his own name and a local postmark, said something unprintable about some idiots and their idea of a joke, and tore everything up and threw it away, message and envelope and all.
In the course of the next week he thought about the letter once, maybe twice. No more than that. He had problems of his own. He had never heard of anyone named Joseph H. Neimann and entertained no hopes of receiving five hundred dollars in the event of the man’s death. He did not mention the cryptic message to his wife. When the man from Superior Finance called to ask him if he had any hopes of meeting his note on time, he did not say anything about the legacy that Mr. Neimann meant to leave him.
He went on doing his work from one day to the next, working with the quiet desperation of a man who knows his income, while better than nothing, will never quite get around to equaling his expenditures. He went to the track twice, won thirty dollars one night, lost twenty-three the next. He came quite close to forgetting entirely about Mr. Joseph H. Neimann and the mysterious correspondent.
Then the second letter came. He opened it mechanically, unfolded a large sheet of plain white paper. Ten fresh fifty-dollar bills fluttered down upon the top of his desk. In the center of the sheet of paper someone had typed:
Thank You
Edgar Kraft did not make the connection immediately. He tried to think what he might have done that would merit anyone’s thanks, not to mention anyone’s five hundred dollars. It took him a moment, and then he recalled that other letter and rushed out of his office and down the street to a drugstore. He bought a morning paper, turned to the obituaries.
Joseph Henry Neimann, 67, of 413 Park Place, had died the previous afternoon in County Hospital after an illness of several months’ duration. He left a widow, three children, and four grandchildren. Funeral services would be private, flowers were please to be omitted.
He put three hundred dollars in his checking account and two hundred dollars in his wallet. He made his payment on the car, paid his rent, cleared up a handful of small bills. The mess in his desk drawer was substantially less baleful, although by no means completely cleared up. He still owed money, but he owed less now than before the timely death of Joseph Henry Neimann. The man from Superior Finance had been appeased by a partial payment; he would stop making a nuisance of himself, at least for the time being.
That night, Kraft took his wife to the track. He even let her make a couple of impossible hunch bets. He lost forty dollars and it hardly bothered him at all.
When the nextletter came he did not tear it up. He recognized the typing on the envelope, and he turned it over in his hands for a few moments before opening it, like a child with a wrapped present. He was somewhat more apprehensive than child with present, however; he couldn’t help feeling that the mysterious benefactor would want something in return for his five hundred dollars.
He opened the letter. No demands, however. Just the usual sheet of plain paper, with another name typed in its center:
Mr. Raymond Andersen
And below that:
When This Man Dies
You Will Receive
Seven Hundred Fifty Dollars.
For the next few days he kept telling himself that he did not wish anything unpleasant for Mr. Raymond Andersen. He didn’t know the man, he had never heard of him, and he was not the sort to wish death upon some total stranger. And yet—
Each morning he bought a paper and turned at once to the death notices, searching almost against his will for the name of Mr. Raymond Andersen. I don’t wish him harm, he would think each time. But seven hundred fifty dollars was a happy sum. If something were going to happen to Mr. Raymond Andersen, he might as well profit by it. It wasn’t as though he was doing anything to cause Andersen’s death. He was even unwilling to wish for it. But if something happened...
Something happened. Five days after the letter came, he found Andersen’s obituary in the morning paper. Andersen was an old man, a very old man, and he had died in his bed at a home for the aged after a long illness. His heart jumped when he read the notice with a combination of excitement and guilt. But what was there to feel guilty about? He hadn’t done anything. And death, for a sick old man like Raymond Andersen, was more a cause for relief than grief, more a blessing than a tragedy.
But why would anyone want to pay him seven hundred fifty dollars?
Nevertheless, someone did. The letter came the following morning, after a wretched night during which Kraft tossed and turned and batted two possibilities back and forth — that the letter would come and that it would not. It did come, and it brought the promised seven hundred fifty dollars in fifties and hundreds. And the same message:
Thank You
For what? He had not the slightest idea. But he looked at the two-word message again before putting it carefully away.
You’re welcome, he thought. You’re entirely welcome.
For two weeks no letter came. He kept waiting for the mail, kept hoping for another windfall like the two that had come so far. There were times when he would sit at his desk for twenty or thirty minutes at a time, staring off into space and thinking about the letters and the money. He would have done better keeping his mind on his work, but this was not easy. His job brought him five thousand dollars a year, and for that sum he had to work forty to fifty hours a week. His anonymous pen pal had thus far brought him a quarter as much as he earned in a year, and he had done nothing at all for the money.
The seven-fifty had helped, but he was still in hot water. On a sudden female whim his wife had had the living room recarpeted. The rent was due. There was another payment due on the car. He had one very good night at the track, but a few other visits took back his winnings and more.
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