Danielle Steel: 44 Charles Street

“Not really. But we’re barely breaking even. I don’t think anyone would buy it with no profit. Todd thinks that if I raised prices, I’d be showing a profit in another two or three years, but he says that if I stick to emerging artists, it’s never going to be a big money-maker, and I really don’t want to start selling bigger artists. That’s a whole different deal and not what I wanted to do when I opened.” She was very idealistic about art, which was one of Todd’s complaints about their business. He wanted to get more commercial to increase what they made, and it was a compromise Francesca hadn’t wanted to make, but she realized that now maybe she’d have to, although she would hate to do it. She loved serious artists, even if they were unknown, and commercial art wasn’t her thing, even if it was Todd’s. She had just acquired a new Japanese artist, who she felt had enormous talent. He had received great reviews on his first show, and she was selling his work for next to nothing. But she didn’t feel she could charge more for an unknown. She was very ethical about what she sold, and how she sold it.

“You may have to compromise a little on your ideals, and sell a few midcareer artists,” Avery told her practically. She had learned a great deal about art from Francesca’s father, and knew a lot about the business end of it. But his art was in a whole different league, and thanks to Avery, his work now sold for huge prices. “Why don’t we talk about the house first? Have you got anything you can sell to raise the money to pay Todd his half?” she asked practically, and Francesca felt miserable. She didn’t. That was the whole problem.

“No, I don’t. I put everything I had into the house. I can barely scrape up my share of the mortgage payments every month. I’ve figured out what I can do about that. I can take in roommates. I think with three, I can make it, which would solve that problem at least.”

“I can’t see you living with strangers,” Avery said honestly. She knew her stepdaughter was an extremely private person, and as an only child she had always been something of a loner. But if she was willing to take in roommates, it would certainly help. It told Avery just how determined she was to keep the house, knowing that having roommates in her home would be a big sacrifice for her. “But I guess if you can stand it, it solves the issue of the monthly payments. What about the rest that you’d owe Todd if you keep the house?” Avery sounded pensive as she asked her, and then suddenly out of the blue she had an idea. “I don’t know how you feel about it, but you have six paintings of your father’s. They’re some of his best early work, and they’d bring a lot at auction. Enough to pay your whole payment to Todd, I think, if you’re willing to sell them. I can even call his principal gallery uptown. They’d go crazy to get their hands on his early work. There’s always a market for it.”

Francesca winced as Avery said it. Just thinking about it made her feel guilty. She couldn’t imagine selling her father’s work, and she never had before. But she’d never been this desperate before either, and she had nothing else to sell. “How do you think he’d feel about it?” Francesca asked, sounding worried. He was a little crazy, and a flake, but he was still her father and she loved him, and she had a deep respect for his work. She loved the six paintings she had.

“I think he’d understand,” Avery said gently. “Before we got married, he was always selling something to stay alive. He knows better than most people what that’s like. He even sold a small Pollock once to pay your mother money he owed her. You do what you have to, Francesca.” She was a practical woman, which was why Francesca had wanted to talk to her, more than to her parents.

“Maybe I could get by with selling five. That way I could keep one. Daddy gave those to me. I feel like a real jerk selling them to buy a house.”

“It doesn’t sound like you have any other options.”

“No, I don’t.” And she hadn’t thought of the paintings. She had absolutely nothing else with which to pay Todd. For a minute, she thought of agreeing to sell the house instead of the paintings. But she didn’t want to do that either. “Why don’t you call his gallery and see what they say? If they can get a decent price for them, I guess I’ll sell them. But only offer them five. I want to try and keep at least one.” She was extremely sentimental about them. This was going to be a big sacrifice for her, yet another one.

“I’ll do that,” Avery assured her. “They have a list of collectors for his work. I suspect they’ll pounce on them pretty quickly, unless you want to wait and sell them at auction.”

“I can’t wait,” Francesca said honestly. “Todd has been wanting to sell the house for months, and I promised him I’d pay him or let him sell the house by the end of the year. That’s less than two months away. I don’t have time to wait for an auction.”

“Then we’ll see what the gallery says. I’ll call them as soon as we hang up.” And she had another idea then too, although she wasn’t sure what her husband would say about it. She shared her idea with Francesca. “Your father’s been very excited about what you’re doing at the gallery ever since you opened. He loves emerging artists the way you do. I’m just wondering if he’d like to go into partnership with you, kind of as a silent partner, not that your father is silent about anything. But it might be exciting for him to help you with this, until the gallery starts to make a profit. From what you said, Todd wants a pretty small amount for his share.” He had been very fair about it. What he wanted was more of a token payment, barely more than what he had put into it in the first place. The house was a different story, and had appreciated considerably in four years, but he was being fair about that too. He was counting on getting more money out of the house, so he could buy an apartment. He had been very decent through the entire breakup and the untangling of their joint holdings. It was hard and a big disappointment for him too. They had never expected this to happen, but they were both sure now that it couldn’t be worked out, and they both wanted to get it over with quickly. Francesca was moving as fast as she could, given the enormity of the problem for her.

“I never thought of asking my father to invest in the gallery,” Francesca said, sounding intrigued by the idea. “Do you think he’d do it?”

“He might. It would be exciting for him, and I’m sure he’d like to help you. It’s not a big investment. Why don’t you have lunch with him and ask him?” Francesca liked the idea, and he was far more likely to help her than her mother, who had disapproved of both projects right from the beginning. She never had any interest whatsoever in art, although she had several of his now-very-valuable paintings too. She had hung on to them more out of sentiment than because of their value, but now they were a windfall for her. Thalia had at least a dozen of his early works, which were going for such high prices. She always said she would never sell them. Francesca never thought she would have to either.

“I’ll call him and ask him to lunch tomorrow,” Francesca said, sounding hopeful for the first time in two months. “You’re a miracle worker, Avery, and a genius. My father is so damn lucky to have you.”

“No luckier than I am to have him. He’s a good guy, especially now that he’s not a collector of women.” She had met several of his old girlfriends, and liked a lot of them, although some of them seemed pretty crazy to her. She was far more down to earth than any woman he had ever dated before her. And she had a fondness for Francesca’s mother too. Thalia was so outrageous in her own way, that Avery found it hard not to love her, and be amused by her. But she could also understand Francesca’s discomfort about her. Even Avery had to concede that Thalia would be embarrassing as a mother, particularly for a child who wanted a mother like everyone else’s. Thalia was definitely not one of those. And Henry was fairly eccentric and freewheeling too. They were anything but traditional parents, and Francesca had become extremely self-effacing as a result. The one thing she didn’t want when she grew up was to be like them, and she wasn’t. She was much more like Avery than like either of her biological parents. And Avery was aware too of what an odd match Henry and Thalia must have been. They were entirely different people, and she was surprised the marriage had even lasted seven years. The only good thing to come out of it was their daughter, and Henry and Thalia were now casual friends. But Thalia liked Avery a great deal. They all did. One had to respect her, and everyone liked her easy, friendly, intelligent ways. She was a smart, wholesome, unassuming, real person. Everything Francesca’s mother wasn’t.