"I had to tell her I wasn't sure, that that was your department. But my impression is that everything we own is in both our names, right? Are we being stupid?"
Any estate lawyer would likely think so, Dick acknowledged. Betsy Furman had certainly encouraged bypass trusts, and had inserted that "each survives the other" business into their wills as the next best thing after he'd told her that they were uncomfortable with any arrangement other than joint ownership, which was how they'd done things since Day One of their marriage. He was no canny CPA or estate lawyer or investment geek, one of those types who tell you it's foolish to pay of your mortgage instead of claiming the interest payments as a tax deduction. Probably they knew what they were talking about, but it was over his head and not his and Susan's style. "If the kids and grandkids and the rest get less of the loot that way than they'd get otherwise, they're still getting plenty. Who gives a shit?" What he really cared about, he reminded her, was not their death, much less it's payoff to their heirs, but their Last Age and their dying. It required the pair of them in good health to maintain their Heron Bay house and grounds and the modest Baltimore condo that they'd bought as a city retreat when they'd retired, sold their dear old townhouse, and made Stratford their principal address. The day either of them joined the ranks of the more than temporarily incapacitated would be the end of life as they knew and enjoyed it; neither of them was cut out for long-term caregiving or caregetting. A Common Disaster, preferably out of the blue while they were still functioning, was the best imaginable scenario for The End: Let them "each survive the other" technically, but neither survive the other in fact — even if that meant making the necessary arrangements themselves.
"My big bundle of joy," Susan said, sighing, and hugged him to put a stop to this lately-so-familiar disquisition.
"Sorry sorry sorry, doll. Let's go refill."
"Hey, look at the lovebirds!" Sam Bailey hollered, too loudly, across the deck from the lanai bar. The old fellow was pretty obviously overindulging. A few people paused in their conversation to glance his way, a few others to smile at the Feltons or raise eyebrows at the old fellow's rowdiness. By way of covering it, perhaps, Tom Hardison, who happened to be standing not far from Sam, gave him a comradely pat on the shoulder and then strode behind the bar, fetched out a beribboned brass bugle, of all things, that he'd evidently stashed there, blew a single loud blast like an amplified, extended fart, and called "Game and prize time, everybody!" The "Great Room" pianist underscored the announcement with a fortissimo fanfare. When all hands were silent and listening, perky Pat Hardison, holding a brown beer bottle as if it were a portable microphone, repeated her husband's earlier "Friends, Romans, countrymen," politically correcting that last term to country folk, "lend me your ears!"
"You want to borrow our rears? " Sam Bailey asked loudly.
"We've got those covered, Sam," the host smoothly replied; he too now sported a beer-bottle mike in one hand, while with the other placing the bugle bell-down on his interrupter's head, to the guests' approving chuckles. "Or maybe I should say un covered, since tonight's Special Olympics consist of Thong-Undie Quoits for the ladies, out on the pool deck, and for the gents, Bobbing for Grapes wherever you see them, as you very soon will. I'll be refereeing the quoits" — he held up a handful of bikini briefs for all to see—"and Pat'll oversee the grapes, which every lady is invited to grab a bunch of and invite the bobber of her choice to bob for."
"Here's how it's done, girls," Pat explained. Out of the large bowl of dark grapes the bartender had produced from behind his station, she plucked a bunch and nestled it neatly into her cleavage. "You tuck 'em in like so, and then your significant other, or whoever, sees how many he can nibble off their stems — without using his hands, mind. The couple with the fewest grapes left wins the prize." Turning to her husband: "Want a no-grope grape, sweetie-pie?"
"Yummy! Deal me in!" Doing his helmet, he shmushed his face into his wife's fruited bosom and made loud chomping sounds while she, with a mock what-are-you-going-to-do-with-men? look at the laughing bystanders, uplifted her breasts with both hands to facilitate his gorging, and one of the hors d'oeuvre servers began circulating with the bowl among the female guests. A number of them joined in; as many others declined, whether because (like Susan's) their costumes were non-décolletaged, or they preferred watching the fun to joining it, or chose the quoits contest instead. More disposed to spectate than to participate, the Feltons moved with others out to the far side of the pool deck to see how Thong-Undie Quoits was played. Tom Hardison, his grape-bobbing done for the present ("But save me a few for later!" he called back to Patricia), led the way, carrying a white plastic bin full of varicolored thong panties in his left hand while twirling one with his right. On the lawn just past the deck, a shrubbery light illumined a slightly tipped-back sheet of plywood, on the white-painted face of which were mounted five distinctly phallic-looking posts, one at each corner and one in the center: six-inch tan shafts culminating in pink knobs and mounted at a suggestively upward angle to the backboard.
"Here's how it's done, ladies," Tom explained; "not that you didn't learn the facts of life back in junior high…" Holding up a robin's-egg-blue underpant by it's thong, from behind a white-taped line on the deck he frisbeed it the eight feet or so toward the target board, where it landed between pegs and slid to the ground. With a shrug he said, "Not everybody scores on the first date," and then explained to the waiting contestants, "Three pairs for each gladiatrix, okay? If you miss all three, you're still a virgin, no matter how many kids and grandkids you claim to have. Score one and you get to keep it to excite your hubby. Two out of three and you're in the semifinals; three out of three and you're a finalist. All three on the same post and you win the Heron Bay Marital Fidelity Award! Who wants to go first?" Examining the nametag on one middle-aged matron's ample, grapeless bosom, " Helen McCall, " he announced, " Spartina Pointe. How about it, Helen?"
The lady gamely handed her wineglass to her neighbor, pulled three panties from the bin, called out "We who are about to try salute you!" and spun the first item boardward, where it fell two feet short. "Out of practice," she admitted. Amid the bystanders' chuckles and calls of encouragement she tossed her second, which reached the board but then slid down, as had the host's demonstration throw.
Somebody called, "Not everybody who drops her drawers gets what she's after," to which someone else retorted, "Is that the Voice of Experience speaking?" But Ms. McCall's vigorous third toss looped a red thong undie on the board's upper left peg, to general cheers. Tom Hardison retrieved and presented it with a courtly bow to the contestant's applauding husband, who promptly knelt before her, spread the waistband wide, and insisted that she step into her trophy then and there.
"What fun." Susan sighed and took Dick's hand in hers. "I wish we were more like that."
"Yeah, well, me too." With a squeeze, "In our next life, maybe?" He glanced at his watch: almost nine already. "Want to hang around a while longer, or split now?"
Incredulously, "Are you kidding? They haven't awarded the prizes yet!"
"Sorry sorry sorry." And he was, for having become such a party-pooping partner to the wife he so loved and respected. And it wasn't that he was having an unenjoyable evening; only that — as was typically the case on the infrequent occasions when they dined out with another couple — he reached his sufficiency of good food and company sooner than Susan and the others did, and was ready to move on to the next thing, to call it an evening, while the rest were leisurely reviewing the dessert menu and considering an after-dinner nightcap at one or the other's house. To his own surprise, he felt his throat thicken and his eyes brim. Their good life together had gone by so fast! How many more so-agreeably-routine days and evenings remained to them before… what?
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