Dr. Hidaia Mahmood Alassouli - Evaluation of Some Online Payment Providers Services

6-Smionecard.com

https://www.smionecard.com can offer prepaid visa card that you can load whenever you want. It is American company and supports international transactions. It does not require bank account. You can check if it works in your country.

7-Monzo.com

Monzo Bank Ltd, is an online bank based in the United Kingdom. Monzo was one of the earliest of a number of new app-based challenger banks in the UK . https://monzo.com is completely online bank. Normal Monzo accounts are free. It can provide master cards. The card is available in UK. They plane to provide the card to some countries as well. It launches its services in USA as well.

8- N26.com

N26 is a German neobank headquartered in Berlin, Germany. N26 currently offers its services throughout various member states of the Single Euro Payments Area and in the United States. Its operations in the United Kingdom have been suspended since April 2020 due to the uncertainties caused by Brexit. https://n26.com is online bank. The card is master card. The standard account and card is free for personal accounts. No charges for the account. It works for 26 countries. The ATM withdraw is free in euro

9-Goniyo.com

Goniyo.com NiYO is a fintech company that helps salaried employees access company benefits and other financial services.It has interesting futures. You can get visa card but not sure to which countries. It has different types of accounts.

10-Revolut.com

Revolut Ltd is a British financial technology company headquartered in London, United Kingdom that offers banking services. It was founded in 2015 by Nikolay Storonsky and Vlad Yatsenko. Revolut https://www.revolut.com/ is available in some countries only. Complete platform for online banking services, investment services, stock trading and crypto trading services. Standard account is free. International master card is available for certain countries for free.

11- Transferwise.com

TransferWise Transferwise.com is a London-based online money transfer service founded in January 2011 by Estonians Kristo Käärmann and Taavet Hinrikus. The company supports more than 750 currency routes across the world including GBP, USD, EUR, AUD and CAD, and provides multi-currency accounts. It is FC regulated company to send money abroad and one of the cheapest way. You can get local account for Euro, British bound GBP, Australian Dollar AUD, New Zealand dollar NZD. You can get master card in some countries. You can manage money in a lot of currencies and send money to. alot of countries. You just choose the amount of money to send and the receiptant address and then send the money.

12- Qonto.com

Qonto.com is a French neobank for freelancers and SMEs. The FinTech was founded in 2016 and the initial product was launched in July 2017 in France. The service will be expanded to Spain, Germany and Italy in 2019. It is neo bank. Rather than it is physically located, it fully operated online. There are different types of accounts with monthly fee. Each account has different types of cards with it. The accounts generally business accounts. All tools available to manage your business efficiently.

13- Monese.com

Monese.com is a UK company that offers current accounts and money transfer services as an alternative to traditional banks. The mobile-only service provides accounts in Pounds sterling, Euros and Romanian leu, and is available in 31 countries across the European Economic Area. You get master card and also virtual card after opening the account. When you open account you choose between different types of accounts. Simple account is free. You can load money at pay points or post offices in UK. The money in EURO or GBP with multicurrency support. It is not clear if people outside EEA can have accounts.

14- Curve.com

Curve.com is a payment card that aggregates multiple payment cards through its accompanying mobile app, allowing a user to make payments and withdrawals from a single card. It lets you "switch the bank card you paid with after each transaction is complete. It is not simple online bank. Its services are more likely aggregator. Sign up and order master card of your choice. You dont need to load money. It is aggregator. You just link debit or credit card. You choose default card and the money will be deducted from default card when you pay. So you dont have to switch between cards. You use it in markets that do not accept your card.

15-Twistopay.com:

https://twistopay.com offers credit card not debit card. It only working in some counteries. When you register you order your cards. What transections you make will be free for 45 days.

16- Activobank.pt:

Activobank.pt works on Portugal. It might works in other countries. You can apply for debit or credit visa cards. International money transfer is available. You can apply for loans or subscribe for travel insurance from the app.

17- Paymaya.com

Paymaya.com is an online payment account that has an app where you can load up in convenience stores, pawnshops, and mall and can purchase anything online. Paymaya country is Philippine. They offer visa and master virtual card. They can offer physical card as well. It works only on Philippine. With paymaya you can transfer money and pay bills. You can reload the card when you need.

18- .Walmartmoneycard.com

Walmartmoneycard.com offers prepaid visa or master card. No bank account is required. I am not sure, but it might work only on US. You can reload the card for free by online bank transfer or by direct deposit at Walmart check cashing.

19-Netspend .com

Netspend.com is a leading provider of prepaid debit cards for personal & commercial use. Order your own prepaid card today for free. Netspend offers prepaid visa and master card. You can create temporarily virtual card to keep your actual account details safe when shopping online. It works in US, but you can check if it works in your country.

20- Caxtonfx.com

Caxtonfx.com is pioneered the use of online platforms and currency cards to offer customers simpler, quicker and safer ways of controlling their travel money. A Caxton Account allows customers real-time management of multiple currencies, with free international ATM usage and the ability to buy at bank beating exchange rates. It works in UK, but it supports multiple currencies. Not sure if it works in other countries, but make try of it. You can apply online to get physical master card.

21- Skrill.com

Skrill.com is an e-commerce business that allows payments and money transfers to be made through the Internet, with a focus on low-cost international money transfer. With Skrill you can transfer money to many countries. Skrill is international popular payment service. You can get Skrill prepaid master card to withdraw cash from ATM. Physical cards are available while virtual cards not available. You can open skrill account from al the world but the card not available everywhere.

22- Astropay.com

AstroPay Card is a prepaid virtual card, accepted at hundreds of online stores integrated with AstroPay. Astropay Card allows online payments without a bank account or credit card. It is not visa or credit card. So it is not clear which payment system they use.

23- epayments.com

On the February 11, 2020 ePayments Systems Limited (' ePayments ') agreed with the Financial Conduct Authority ('FCA') to suspend all activity on its customer. ePayments is easy and cost effective way to collect payments from people around world. It is famous between freelancers. Each epayments account has unique international bank number IBAN which allows other to send funds to your account via bank transfer from anywhere in world. With ePayments master card you can withdraw cash from any atm over the world or make payments at stores online. It works in all European countries, and you can check if it works in your country.