James Grippando - Money to Burn

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In this timely stand-alone thriller ripped from the headlines, New York Times bestselling author James Grippando, whom the Wall Street Journal calls "a writer to watch," explores a world in which the destruction of financial institutions and the people who run them can occur in a matter of hours – perhaps even minutes.
At thirty-one, Michael Cantella is a rising star at Wall Street's premier investment bank, Saxton Silvers. Everything is going according to plan until Ivy Layton, the love of his life, vanishes on their honeymoon in the Bahamas.
Fast-forward four years. It's the eve of his thirty-fifth birthday, and Michael is still on track: successful career, beautiful new wife, piles of money. Reveling in his good fortune, Michael logs in to his computer, enters his password, and pulls up his biggest investment account: Zero balance. He tries another, and another. All of them zero. Someone has wiped him out. His only clue is a new e-mail message: Just as planned. xo xo.
With these three words Michael's life as he knows it is liquidated, along with his investment portfolio. Saxton Silvers is suddenly on the brink of bankruptcy, and he's the leading suspect in its ruin. Michael is left alone, framed, and facing divorce, with undercover FBI agents afoot, spyware on his computer, and mysterious e-mails from a "JBU." Embroiled in corporate espionage, he's desperate to clear his name and realizes that several signs point to his first wife, Ivy, as a key player. But what if Ivy has come back from the dead, only to visit on Michael a fate worse than death?
With echoes of The Firm, James Grippando's newest thriller takes readers to the inner circle of Wall Street, illustrating the very real dangers of what Warren Buffett called "financial weapons of mass destruction."

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“Going…down,” the elevator voice said.

As the doors were closing, I spotted a familiar old man in the reception area. I couldn’t believe my eyes, but I hit the Open button too late, and the elevator started downward. A flurry of button punching brought the car to a stop. I got off on forty and ran up two flights of stairs, but the reception area was now empty. I hurried down the hall to my office and found him standing at the window, taking in the view of Midtown.

“Papa?”

He turned. “Surprise!”

I went and gave him a hug. “What are you doing here?”

“We’ve come to celebrate your happy birthday, of course.”

Papa never celebrated just birthdays; it was always “happy birthdays,” as if the two words were a single, inseparable noun.

“Got here for free, too,” he said. “Remember those frequent-flier passes you gave us?”

“You were supposed to use those for a trip to Europe.”

“Been there once before. Ended up having a pretty miserable time at a beach called Omaha.”

I heard the toilet flush in my private bathroom, and Nana stepped out. It was her first stop wherever she went: big heart, small bladder.

I gave her a kiss, and the three of us shared a group hug. It had been three months since I’d last visited them in Florida, the longest stretch in years. They never seemed to change, which was what I loved about them. The bruise on Papa’s forehead, however, was definitely new.

“What happened there?”

“Ah, nothin’.”

Nana busted him. “Your grandfather isn’t seeing so well at night lately. Refuses to get his eyes checked. Walked straight into a lamppost.”

“Ouch. That had to hurt.”

He leaned closer, as if to let me in on a secret. “It’s all about attitude, dummy.”

We shared a smile. He truly lived by that creed. When throat cancer left him with just one-quarter of a single vocal cord, he had to train himself to speak in a voice that no longer sounded like his own. Naturally, Papa had been the first to joke about sounding like Marlon Brando in The Godfather.

“So cancel your noon appointments,” he said. “It’s your happy birthday, and we’re taking you to dinner.”

“You mean lunch?”

“No, I mean dinner. When you get to be my age, dinner is at noon.”

My heart sank. For the first time in my life they had pulled off a surprise like this-and they couldn’t have picked a worse day.

“Papa, I’m really sorry, but-”

“No excuses. Your grandmother and I are taking you to the finest Italian restaurant in New York City.”

In my book, that meant Il Molino, but Papa was the kind of guy who could win the lottery and still agonize over buying a new pair of shoes every two years. On a day like today, it made me realize why they called his the greatest generation.

“We’re doing Sal’s Place,” he said. “Marie, give Michael his happy birthday gift.”

Nana pulled a teddy bear from the shopping bag on her arm. SAL’S PAL was stitched on its big belly, and when Papa poked it, the bear sang out like a mechanical Dean Martin: “When the moon hits your eye like a big pizza pie-”

“That’s amore!” sang Papa.

It was suddenly impossible to breathe a word to him about my identity theft. “Papa, I promise we’ll do lunch together, even if we have to order in from Sal’s and eat here in the office. But the next two hours are crazy for me.”

“You do what you gotta do,” he said-one of those expressions that really did make him sound like the Godfather.

My phone chimed with an e-mail from one of my analysts. “Check out FNN,” it read. A sense of dread came over me as I switched on the television in my office.

“Wonderful,” said Nana, “I can watch my soaps.”

“Uh…exactly,” I said, handing her the remote. I promised to return as soon as possible, then bolted down the hall to the nearest conference room. FNN was playing for a handful of staff who looked seriously worried.

“Is that Chuck Bell on the trading floor?” one of the secretaries asked.

It was. Chuck Bell had taken his show from the studio and was broadcasting live from the floor in the New York Stock Exchange. The commotion behind him naturally lent an air of excitement to “this special edition of Bell Ringer.”

Another signature FNN banner scrolled across the bottom of the screen, the knife-to-the-heart update once again punctuated with the cover-your-ass question mark: “REPO LENDERS NOT RENEWING OVERNIGHT LOANS TO SAXTON SILVERS?”

“As I first reported in October,” said Bell, “the internal crisis at Saxton Silvers is personified by two of the president’s protégés, Michael Cantella and Kent Frost. It seems Cantella was talking in Volke’s right ear while Frost had his left ear. It all came to a head early in November when a blast e-mail went out from the residential mortgage desk to the banking industry, announcing that Saxton Silvers was getting out of the subprime business. Sources tell me that Michael Cantella was a major force behind that announcement, even though he had no direct role in the subprime business.”

Bell was dead-on accurate-and I was beginning to get a little nervous about his “sources.”

My cell rang. It was Eric from his office. He had me on speaker.

“You watching FNN?” he asked.

“Yes.”

“I need you there.”

“What?”

“That bastard Bell will try to corner one of our traders and get him to say something live and on the air that’ll make this worse than it already is. I need somebody I can trust to make sure that doesn’t happen.”

I needed to meet with Saxton Silvers’ director of security and-now that I didn’t have a lawyer-do my own follow-up with the FBI.

“Bell’s not allowed to interfere with the floor traders,” I said, knowing immediately how lame that sounded.

“Well then, he’ll fucking follow them to lunch. Damn it, Michael. All I need is someone I can count on to go downtown and stop Bell from pulling off an ambush.”

“I’ll do it,” I heard Kent Frost say over the speaker. I didn’t even know he was still there.

“No, I’ll do it,” I said.

“Good, keep me posted,” said Eric.

He hung up, and as I hurried to the elevator, my cell rang again. It was Papa.

“Michael, you know I never pressure you, but Nana just noticed that these ten-percent-off coupons I got for Sal’s are good for in-restaurant dining only.”

“Papa, something’s come up. I can’t do lunch.”

“Oh. Well, all right,” said the Godfather. “You do what you gotta do.”

The disappointment in his voice was far worse than my financial worries. “How about dinner?” I said.

“Sure. Sal’s Place?”

The elevator doors opened, and as I entered the car I knew I was about to lose my signal. “No, not Sal’s,” I said.

“But-”

“Let me pick. It’s my birthday, right?”

“Your happy birthday,” he said. “Sure, you pick.”

The elevator doors closed, and I lost the call. As I rode down, I probably should have been thinking about identity theft, burning envelopes, the firm in crisis, and Chuck Bell. Instead, I was thinking about Sal’s Place.

Sal’s had once been one of my favorite restaurants-mainly because of Papa. After my last visit, however, I had vowed never to return. I blamed my bad experience at the time on an unsettling exchange with a stranger. Now, given today’s events, I was starting to wonder if anything was random.

It was the first week of November-coincidentally, two days after Saxton Silvers announced the end of its subprime business, the controversial blast e-mail that Chuck Bell had just resurrected on FNN. I was seated alone at a small table for two, waiting on an order of linguine with clam sauce, when the stranger sat down in the wooden chair across from me. I was pretty sure I had never seen him before, but I was certain of this:

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