Iain Pears - Stone's Fall

Six months later he expired in the midst of sexual congress with the parlourmaid on a billiard table at the age of seventy-nine, at which point it was discovered that his fortune, net of debts, was very much less than anyone anticipated, and that I was the sole beneficiary.

After a certain amount of thought, I gave all the money to precisely one of these upstarts so they could continue the labour of reducing Uncle Tobias's England to rack and ruin. In brief, a highly speculative and utterly hopeless early venture in imperial mining that was being run by an associate of my mother's family who was not only Jewish but had a reputation for highly doubtful honesty. In this, popular report was only part accurate. Joseph Cardano (whom I knew ever better for a quarter of a century until his death in 1894) was indeed Jewish, but he was also perhaps the most honest person I have ever met. Had I known this about him at the time, of course, I would never have entrusted Uncle Tobias's money to him.

At this point I thought the matter was taken care of and resumed my life as it had been before. Then, at the beginning of 1867, I received a letter from Mr Cardano, informing me of certain important developments concerning my investment. It had, quite literally, struck gold, and Uncle Tobias's legacy was now worth many times what it had been. I was, in fact, tolerably wealthy and, as most of my money was earned (in a fashion) by myself, I felt quite free to give a sum equivalent to the legacy to my parents and to my sisters, thus causing, I hope, Uncle Tobias's mortal remains to give a few more spins in their coffin.

In the meantime I had turned my thoughts to dissipation, but found it did not suit me overmuch. My parents had brought me up too well and, besides, my head was ill-suited to it. I found the life of pleasure-seeking frivolity too dull to endure. I visited Joseph Cardano once more, this time to place my money in the most advantageous but safe fashion, and prepared to leave England for a tour of the Continent, in the hope that this would provide inspiration for some suitable way of filling in my days.

By that stage I had spent considerable time, with his assistance and often enough in his offices, studying money and its infinite variety. I had started with The Times , but found the daily reports of stock prices and interest rates of insufficient interest. So I became something of an apprentice to Mr Cardano, in whose company I discovered the great secret that multiplying money is remarkably easy, once you have some to begin with. The first five thousand is the most difficult, the second less so, and so on. As Uncle Tobias had got me over the difficult stage, there was little to stop me. The only thing I have never understood is how others are blind to this obvious fact. Although, I suppose, I must be grateful that they are.

On the whole, I stick firm to the conclusions I formed then. The Stock Exchange is merely an elaborate means for the wealthy to extract money from the less well off. It is not those who buy and sell shares who prosper; it is those who insert themselves in between the two sides who grow rich. Once I realised this, and (tutored by Mr Cardano) grasped the poetry of capital formation, of share issuance and flotation, of how to make capital be in two, three or four places simultaneously so that all profit accrues to you, and the losses to someone else – only then did my interest begin to be aroused. Even so, I found this all too abstract. It has never been my desire to amass money; I find possession a dull business. Rather, I had the desire to do something with it. In England, commerce is divided strictly into three parts: the world of money, the world of industry and the world of trade. While I was at Mr Cardano's side, I began to ponder how vast fortunes might be made by blending those three worlds into one.

I should also mention that I was married by that stage. My wife was good and kind. We did not love each other and we never had, but she did her duty, and I mine, and I held firmly to the belief that this was all that was required. I can say that nothing I did harmed her, and so, were I to be strictly rational, I would say that my behaviour was unobjectionable to all but the religious moralist. But I am aware that religious moralists can make a good case, and I accept that my behaviour fell short.

We married when I was twenty and she eighteen; she died six years later of pneumonia, shortly after my return from my travels. I cannot even remember why I chose her, except that I accepted that I should. My mother disapproved, although she did not say so. Perhaps she was offended that I married someone with a nature so very different from hers – quiet, docile, polite, dutiful, obedient. She would have approved very much more of Elizabeth, had they ever met. But then I thought Mary was everything a wife should be. So she was; she was not, alas, everything a woman could be. After only a short while I could find little to say to her, and found little in what she said interesting; but I did not expect anything else, and I do not believe I ever made her aware of this. I spent more time with my fellows, less at home. I lived two lives and treated my home as little more than a place to sleep. My wife accepted this and was not discontented.

She did not wish to accompany me when I decided to travel around Europe; the idea of leaving her home, or London, or England, filled her with dismay. She begged me not to go and, when she saw I was displeased, urged me to go on my own. And so, eventually I did, although my attempts to persuade her of the joys and pleasures we would have together were quite genuine. I do not believe she missed me in the slightest; her daily routine was slightly disrupted, to be sure, but my place in it was so small she easily adjusted. During the eight months I was away we corresponded once a fortnight, and neither of us said anything which was more than formal, considerate and polite. We got along perfectly well, and I considered myself happily married.

I was not a very good tourist. Travelling alone I found wearisome, and when solitude is broken only by statue after statue, painting after painting, the joy of contemplating the great masterpieces of the human spirit begins to dissipate quite quickly. I was not one of those hermit-like creatures who needs no man besides Mr Baedeker for company. Although I do not need to be surrounded by others in order to feel alive, I do need some conversation and distraction. Otherwise all becomes too much like study; pleasure becomes duty and – dare I say it – one church begins very rapidly to look pretty much like another. In this way I passed down one side of Italy, and back up the other again, travelling by train when I could, and by coach and horse when I had to. I enjoyed it, although my memories have little to do with the great walled cities or the many acres of canvas I viewed, noted and sketched in those few months. I cannot remember a single painting, although I do remember trying hard to be deeply impressed by them at the time.

Venice was different, not least because on my first day there I made the acquaintance of William Cort, whose sad life has intersected with mine, on and off, ever since. I came in from Florence on one of those wretched trains which arrive at somewhere close to dawn. I had had little sleep during the night but it was too late to go to bed, especially as I was wide awake by the time my trunk had been recovered, loaded onto a boat and taken off to the Hotel Europa, where I had booked a room. I should say that at this stage the city had made next to no impression on me, not least because the weather was (unusually for September) grey and drab. It had canals. Well and good; I had heard about those, and Birmingham has canals as well. But the sense of wonder and amazement which one is meant to feel did not come to me. All I wanted was somewhere to eat a little breakfast.