Carolyn Keene - Trial By Fire

Ann chewed the sliver of pepperoni thoughtfully. “You know, losing their insurance company must have been devastating, especially to a small business like Gold Star. It would be interesting to know what it took for them to recover.”

“So that’s how an idea for an article is born,” Bess said. “Somehow I thought it would be more-exciting.”

Nancy didn’t really pay much attention to the conversation as they finished their pizzas. That dispatcher’s voice-she was so sure it had been the same man on the radio of both cars!

And there was something else nagging at the back of her mind, a tiny bell warning her that she had missed something. But what could it be?

Ann and Bess finished their pizza and began digging for their money.

“We’ve got to get back to the Record ,” Ann explained. “The computer guys are waiting for us. Where are you going now, Nancy?”

“I’m not sure. Maybe back to my dad’s office.”

“Don’t give up,” Bess said, slipping into her jacket. “We’re close to an answer. I’m sure of it.”

“I wish I could be as sure,” Nancy said, after Ann and Bess had left. “Something’s bugging me, something I’ve overlooked, but I can’t put my finger on it.”

“Finish your pizza,” Ned suggested. “And stop thinking about it. It’ll come. In the meantime, I’ll order another slice. I’m still hungry.”

“Take mine.” Nancy slid hers over to him. Her appetite had vanished.

They sat and talked for quite a while after Ned had finished. Having lunch together was an occasion that happened so rarely that they wanted to draw it out.

Finally Ned collected the money from the table and went to pay the cashier. While he was gone, Nancy took one last look at the notes she had made, trying to pinpoint the reason for her uneasiness. At last she saw it!

She left the booth and met Ned just as he was pocketing his receipt. “What do you think of this? Ann said that someone had left a tip for her to see a woman out at Crimson Oaks. Then she got the court order and never followed up on it.”

“So?”

“One of the public service awards Gold Star received was from the Crimson Oaks Village Association. I know it isn’t much, but shouldn’t I check it out?”

“Let’s make that ‘we.’ You call Ann and get the woman’s name while I go get George’s car. I’ll meet you out front.”

The name was Vera Harvey, and she lived in building four of Crimson Oaks’ five highrises. And as Ned and Nancy approached the building, they saw a Gold Star cab pulling away with a passenger in the back. Nancy wasn’t, sure whether it was an omen or not.

The building’s doorman looked them over with friendly curiosity. “Mrs. Harvey? I don’t think she’s in.”

The lobby was very comfortable, filled with easy chairs and palms. Several elderly residents sat there, chatting and reading. The doorman called to one of them. “Have you seen Mrs. Harvey come back yet?”

One woman shook her head. “It’s too early. Her physical therapy lasts until four.”

“Oh, yes. I forgot.” The doorman thanked her and turned back to them. “It might be better if you came back tomorrow. She usually doesn’t feel too good until the day after her therapy.”

“Has she been sick?” Nancy asked.

“She’s had a time of it. Got hurt in an accident last year. Her own fault-too proud to ask someone for a ride. Insisted on taking a cab instead. She knew it wasn’t safe.”

“Taking a cab?” Ned asked.

“Taking a Gold Star cab sure isn’t. That phone on my desk is a direct line to the place, but nobody uses it unless they’re desperate.”

“Just a minute,” Nancy spoke calmly, hiding her excitement. “Mrs. Harvey was hurt in a Gold Star cab last year?”

“Hurt isn’t the word. We almost lost her. Only good thing about that cab company is that they took good care of her.”

“You mean their insurance company?” Nancy asked, wanting to be certain she understood clearly.

“Not the way we hear it. You should talk to Tom Tyler, but I saw him drive past awhile ago. Gold Star’s owners hired a fancy ambulance to move her from County General up to Pinebrook.”

Ned’s brows shot up. “The private hospital an hour away from here?”

“That’s the one. The place where rich folks go when they’re sick. Gold Star paid all the bills-and, mind you, she was there two months. They’re even footing the bill for the physical therapy.”

“That was very generous of them,” Nancy said.

“Smart is what it was. It was their fault. The cab’s brakes failed. If she’d made a stink, somebody would have gone to jail over the condition of that cab.”

“Poor?” Ned asked.

“Rattletraps, pure and simple. Falling apart. Three other people in this building have been in one when it’s had an accident. They weren’t hurt, just shaken up. But, as I said, we don’t ride with Gold Star unless we’re desperate.”

“Let’s go, Ned,” Nancy said, pulling him toward the door. “Thank you,” she told the doorman. “We’ll try to come back tomorrow.”

“You look as if you’re about to explode,” Ned said outside on the sidewalk.

“I am! It’s a big break, if I can just figure out how this all fits in to what’s happened to my dad.”

“Why’s it such a big break?”

“Because what we heard in there does not jibe with what I was told this morning. The doorman mentioned four accidents, one of them serious. Those accidents aren’t on record down at central headquarters.”

“How couldn’t they be? Especially Mrs. Harvey’s.”

“I don’t know. But even more important than that is that Gold Star had to know Mid-City was a scam!”

They’d reached George’s car and were talking across the hood. “You’re right,” Ned said. “They would have expected their insurance company to take care of their bills.”

“Exactly. And the doorman was very clear. Gold Star paid Mrs. Harvey’s bills, not Gold Star’s insurer. They had to have filed a claim with Mid-City, but nothing would have happened because Mid-City didn’t exist,” Nancy said. “So why didn’t they report that to the police? Why didn’t they scream bloody murder?”

“Because they knew about Mid-City from the beginning, that’s why,” Ann said half an hour later, slamming a computer printout onto her kitchen table.

“How?” Ned asked.

The reporter’s eyes blazed with fury. “There are fourteen men on the board of directors of the corporation that was listed as Mid-City’s parent company. You with me so far?”

Nancy nodded.

“Three of those men listed themselves as owners of Mid-City, and two will probably go to jail,” Ann said. “That leaves eleven others on that board of directors. Two of those eleven own the Gold Star Cab Company.”

“So they were all in it together,” Bess chimed in. “That’s what they were trying to hide!”

“Is it?” Nancy asked. She was troubled. It was too simple. “I wonder. It could be a case of one hand not knowing what the other was doing.”

“That’s possible,” Ann admitted. “A board of directors isn’t usually a close-knit group. They don’t have meetings that often.”

“In some corporations, only once a year,” Ned said. “So the Gold Star guys could say that they had no idea their fellow directors from the parent company were running Mid-City Insurance. If they were smart enough, no one would be able to prove otherwise.”

“They’re probably smart enough, all right,” Nancy grumbled. “They’ve got to be hiding something else. But what?”

“It’s an interesting question,” her father said when Nancy and Ned filled him in that evening. “Think you can find the answer in five days?”